CVBF Earnings Date: Jan 20, 2027 (Estimated) — CVB Financial Corp.
NASDAQ · Financials · Banks - Regional
Updated
When is CVBF's next earnings date?
CVB Financial Corp. (CVBF) is expected to report Q4 2026 earnings on Wednesday, January 20, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.47 on revenue of $195.3M.
How did CVBF do in its last earnings report?
In its most recent report on Oct 21, 2026 (Q3 2026), CVB Financial Corp. posted EPS of $0.44 versus the $0.45 estimate, a miss of 2.2%. Revenue was $195.6M against a $193.0M estimate. The stock's 1-day post-earnings move was +3.6%.
How much does CVBF stock move after earnings?
CVBF beat EPS estimates in 4 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.2% (up or down) in the day after earnings.
About CVB Financial Corp.
CVB Financial Corp. (CVBF) serves as the parent organization for Citizens Business Bank, a state-chartered financial institution that delivers a broad spectrum of banking and financial services. The bank primarily caters to individuals and small to medium-sized businesses. Its product offerings include a full range of deposit accounts, such as checking, savings, money market accounts, and certificates of deposit (CDs), available for both personal and business clients. Citizens Business Bank also functions as an authorized depository for federal tax payments. On the lending side, CVBF provides diverse commercial financing options, including lines of credit, working capital solutions, accounts receivable financing, and letters of credit. It extends specialized agricultural loans to support the operational needs of wholesale dairy farms, cattle feeders, livestock raisers, and other farmers. The bank also facilitates lease financing for municipal governments and offers loans for commercial real estate and construction projects. For individual consumers, financing products encompass automobile leases and loans, lines of credit, credit cards, home mortgages, and home equity lines of credit (HELOCs). Beyond core banking, the company delivers various specialized services, such as treasury management systems for cash flow monitoring, merchant card processing, secure armored pick-up and delivery, payroll solutions, remote check deposit, and a suite of electronic fund transfer capabilities including wires, ACH, and comprehensive online account access. Through its CitizensTrust Division, CVBF offers trust and wealth management services, which cover fiduciary duties, mutual funds, annuities, 401(k) plans, and individual investment accounts. As of December 31, 2021, the company maintained an extensive network of 58 banking centers across key California regions, including the Inland Empire, Los Angeles, Orange, San Diego, Ventura, Santa Barbara, and Central Valley counties. Additionally, it operated three dedicated trust offices in Ontario, Newport Beach, and Pasadena, alongside two loan production offices situated in California's Central Valley and Sacramento areas. CVB Financial Corp. was established in 1974 and has its headquarters in Ontario, California.
🤖 AI Earnings Analysis
CVB’s regional-banking results were mixed: EPS of $0.44 narrowly missed estimates by $0.01, but net interest margin expanded to 3.89%, supporting $78.1 million in earnings and 1.48% ROAA.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-21 | Q3 2026 | 0.45 | 0.44 | -2.22% | $195.6M | ❌ Miss | +3.64% | +1.26% | — |
| 2026-07-22 | Q2 2026 | 0.41 | 0.29 | -29.27% | $179.4M | ❌ Miss | +0.54% | +2.63% | +1.23% |
| 2026-04-22 | Q1 2026 | 0.38 | 0.38 | +0.00% | $132.1M | ➖ Inline | -0.75% | -0.65% | -0.25% |
| 2026-01-21 | Q4 2025 | 0.40 | 0.40 | +0.00% | $133.9M | ➖ Inline | -0.35% | -6.93% | -1.53% |
| 2025-10-22 | Q3 2025 | 0.37 | 0.38 | +2.70% | $128.6M | ✅ Beat | +0.17% | -0.28% | +1.28% |
| 2025-04-23 | Q1 2025 | 0.33 | 0.36 | +9.09% | $126.7M | ✅ Beat | +0.68% | -1.24% | +1.02% |
| 2025-01-22 | Q4 2024 | 0.34 | 0.36 | +5.88% | $123.5M | ✅ Beat | -0.16% | +0.47% | -4.20% |
| 2024-10-23 | Q3 2024 | 0.34 | 0.37 | +8.82% | $126.5M | ✅ Beat | +3.19% | +3.99% | +22.12% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $10.1M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Deposit Account | 52.6% | $5.3M | +7.6% | $5.1M | $4.9M | $5.0M | $4.9M |
| Fiduciary and Trust | 41.2% | $4.2M | +12.6% | $3.5M | $3.4M | $3.7M | $3.9M |
| Credit Card | 6.2% | $624K | -3.6% | $542K | $630K | $647K | $684K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.