CPF Earnings Date: Jan 27, 2027 (Estimated) — Central Pacific Financial Corp.
NYSE · Financials · Banks - Regional
Updated
When is CPF's next earnings date?
Central Pacific Financial Corp. (CPF) is expected to report Q4 2026 earnings on Wednesday, January 27, 2027 at 6:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.85 on revenue of $77.8M.
How did CPF do in its last earnings report?
In its most recent report on Oct 28, 2026 (Q3 2026), Central Pacific Financial Corp. posted EPS of $0.88 versus the $0.85 estimate, a beat of 3.8%. Revenue was $80.6M against a $77.3M estimate. The stock's 1-day post-earnings move was +0.2%.
How much does CPF stock move after earnings?
CPF beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.4% (up or down) in the day after earnings.
About Central Pacific Financial Corp.
Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and certificates of deposit (CDs). The bank is also a significant lender, providing commercial, financial, and agricultural loans, alongside both commercial and residential mortgages and construction financing. These lending solutions are tailored for small to mid-sized enterprises, business professionals, and real estate developers and investors. Furthermore, it extends home equity and various consumer loans to local residents and individuals seeking to purchase homes. Beyond core banking, it offers a wide array of supplementary services, such as debit cards, online and mobile banking platforms, cash management solutions, extensive ATM access, and other digital banking tools. Clients can also utilize traveler's checks, safe deposit boxes, international banking support, night depositories, foreign exchange, and wire transfer services, as well as trust and retail brokerage offerings. A dedicated wealth management division provides non-deposit investment products, annuities, insurance, and professional investment management, alongside asset custody and general financial consultation and planning assistance. As of December 31, 2021, its operational footprint included 30 branch locations and 69 automated teller machines exclusively throughout Hawaii. Established in 1954, the corporation maintains its headquarters in Honolulu, Hawaii.
🤖 AI Earnings Analysis
Central Pacific Financial delivered a solid regional-bank quarter, beating EPS estimates by $0.03 and revenue by $4 million; revenue rose 33% year over year to $81 million, while EPS increased 21% to $0.88.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-28 | Q3 2026 | 0.85 | 0.88 | +3.77% | $80.6M | ✅ Beat | +0.19% | — | — |
| 2026-07-24 | Q2 2026 | 0.79 | 0.80 | +1.27% | $62.8M | ✅ Beat | -0.08% | +1.80% | -3.23% |
| 2026-04-29 | Q1 2026 | 0.74 | 0.78 | +5.41% | $61.4M | ✅ Beat | -1.23% | -1.47% | +0.35% |
| 2026-01-28 | Q4 2025 | 0.73 | 0.85 | +16.44% | $62.1M | ✅ Beat | +0.52% | +6.28% | +6.31% |
| 2025-10-29 | Q3 2025 | 0.74 | 0.73 | -1.35% | $61.3M | ❌ Miss | -6.39% | -4.92% | +0.03% |
| 2025-04-23 | Q1 2025 | 0.63 | 0.65 | +3.17% | $57.7M | ✅ Beat | +1.01% | -0.61% | +2.34% |
| 2025-01-29 | Q4 2024 | 0.62 | 0.70 | +12.90% | $55.8M | ✅ Beat | -1.97% | +5.51% | +1.68% |
| 2024-10-30 | Q3 2024 | 0.56 | 0.58 | +3.57% | $53.9M | ✅ Beat | -8.21% | -5.89% | +11.12% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY26 · $12.4M total
| Segment | Share | Revenue | YoY | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|---|---|---|---|
| Other Service Charges and Fees | 52.7% | $6.5M | +0.7% | $5.8M | $6.0M | $6.5M | $5.6M |
| Service Charges on Deposit Accounts | 19.8% | $2.5M | +5.2% | $2.1M | $2.1M | $2.3M | $2.4M |
| Income from Fiduciary Activities | 13.1% | $1.6M | +4.3% | $1.6M | $1.5M | $1.5M | $1.5M |
| Other | 5.2% | $645K | +83.8% | $465K | $427K | $351K | $677K |
| Income from Bank-owned Life Insurance | 4.7% | $584K | -68.9% | $497K | $2.3M | $1.9M | $2.8M |
| Mortgage Banking Income | 4.4% | $548K | -42.8% | $597K | $744K | $958K | $1.2M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.