COSO Earnings Date: Jan 19, 2027 (Estimated) — CoastalSouth Bancshares, Inc.
NYSE · Financials · Banks - Regional
Updated
When is COSO's next earnings date?
CoastalSouth Bancshares, Inc. (COSO) is expected to report Q4 2026 earnings on Tuesday, January 19, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.63 on revenue of $24.6M.
How did COSO do in its last earnings report?
In its most recent report on Oct 19, 2026 (Q3 2026), CoastalSouth Bancshares, Inc. posted EPS of $0.71 versus the $0.60 estimate, a beat of 17.4%. Revenue was $24.9M against a $24.0M estimate. The stock's 1-day post-earnings move was -0.5%.
How much does COSO stock move after earnings?
COSO beat EPS estimates in 1 of its last 5 reported quarters. Over the last 6 reports the stock moved an average of 1.0% (up or down) in the day after earnings.
About CoastalSouth Bancshares, Inc.
CoastalSouth Bancshares, Inc. (COSO) serves as the bank holding company for CoastalStates Bank, offering a diverse array of banking products and services to both retail and commercial clientele. Customers can access a range of deposit products, including checking, savings, money market accounts, certificates of deposit, and individual retirement accounts. Its lending options span residential mortgages, home equity loans, cash value lines of credit, commercial and government-backed financing, and mortgage banker finance. The bank also provides debit and credit cards. Additional offerings feature customized and private banking, treasury management solutions, and convenient digital and telephone banking access. Retail banking branches are situated across Hilton Head Island/Bluffton, South Carolina, and in Savannah and the north metro Atlanta area of Georgia. Founded in 2003, its corporate headquarters are located in Hilton Head Island, South Carolina.
🤖 AI Earnings Analysis
CoastalSouth delivered a strong Q3, with EPS of $0.71 beating estimates by $0.10 and revenue of $25 million topping expectations by $1 million. Revenue rose 19% year over year, supporting growth momentum in regional banking.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-19 | Q3 2026 | 0.60 | 0.71 | +17.36% | $24.9M | ✅ Beat | -0.45% | +4.77% | — |
| 2026-07-20 | Q2 2026 | 0.59 | 0.59 | +0.00% | $22.9M | ➖ Inline | -0.23% | +2.18% | +4.32% |
| 2026-04-20 | Q1 2026 | 0.55 | 0.51 | -7.27% | $21.7M | ❌ Miss | -3.86% | -1.54% | -2.70% |
| 2026-01-20 | Q4 2025 | 0.60 | 0.58 | -3.33% | $22.2M | ❌ Miss | +1.10% | +0.00% | +6.10% |
| 2025-10-20 | Q3 2025 | 0.57 | 0.54 | -5.26% | $21.3M | ❌ Miss | +0.19% | +0.05% | -1.36% |
| 2025-07-28 | Q2 2025 | — | 0.57 | — | $19.9M | — | -0.38% | -3.39% | +2.67% |
| 2022-11-10 | — | 0.59 | — | $19.2M | — | — | — | — | |
| 2022-08-09 | — | 0.42 | — | $17.4M | — | — | — | — |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $1.9M total
| Segment | Share | Revenue | YoY | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|
| Other noninterest income | 27.5% | $517K | +92.9% | $273K | $1.0M | $261K | $517K |
| Bank owned life insurance | 24.8% | $466K | +3.8% | $461K | $902K | $456K | $466K |
| Mortgage Banking | 21.5% | $403K | +23.6% | $299K | $551K | $394K | $403K |
| Debit Card | 13.6% | $256K | -0.4% | $238K | $496K | $273K | $256K |
| Deposit Account | 12.6% | $236K | +9.8% | $208K | $467K | $232K | $236K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.