CLBK Earnings Date: Jan 27, 2027 (Estimated) — Columbia Financial, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is CLBK's next earnings date?
Columbia Financial, Inc. (CLBK) is expected to report Q4 2026 earnings on Wednesday, January 27, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.14 on revenue of $123.2M.
How did CLBK do in its last earnings report?
In its most recent report on Oct 29, 2026 (Q3 2026), Columbia Financial, Inc. posted EPS of $0.16 versus the $0.15 estimate, a beat of 9.1%. Revenue was $192.7M against a $129.9M estimate.
How much does CLBK stock move after earnings?
CLBK beat EPS estimates in 5 of its last 8 reported quarters. Over the last 7 reports the stock moved an average of 5.0% (up or down) in the day after earnings.
About Columbia Financial, Inc.
Columbia Financial, Inc. operates as a bank holding company, delivering a comprehensive array of financial solutions to both corporate clients and individual consumers, primarily within the United States. Its deposit offerings encompass various options, including non-interest-bearing checking accounts for businesses and individuals, interest-bearing checking and municipal accounts, savings and club accounts, money market accounts, and certificates of deposit. The company's extensive lending portfolio features financing for multifamily and commercial properties, business operations, residential homes (one-to-four family), construction projects, and home equity. Additionally, it extends consumer loans for purposes such as automobiles and personal use, alongside unsecured credit lines and overdraft protection. Beyond traditional banking, Columbia Financial also provides title insurance, wealth management services, and sophisticated cash management tools like remote deposit, lockbox services, and sweep accounts. Established in 1927 and headquartered in Fair Lawn, New Jersey, the firm maintained a significant physical presence as of December 31, 2021, with 62 full-service banking locations spread across 12 New Jersey counties, complemented by two additional branches in Freehold, New Jersey. Columbia Financial, Inc. operates as a subsidiary under the umbrella of Columbia Bank MHC.
🤖 AI Earnings Analysis
Columbia Financial’s regional-banking results are mixed: EPS edged up to $0.16 from $0.15 and beat estimates by a penny, but revenue missed sharply at $100 million versus $130 million expected.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-29 | Q3 2026 | 0.15 | 0.16 | +9.07% | $192.7M | ✅ Beat | — | — | — |
| 2026-07-30 | Q2 2026 | 0.15 | 0.15 | +0.00% | $73.7M | ➖ Inline | -1.28% | -1.01% | +6.05% |
| 2026-04-20 | Q1 2026 | 0.16 | 0.15 | -6.25% | $67.1M | ❌ Miss | -2.24% | +0.60% | +6.49% |
| 2026-02-02 | Q4 2025 | 0.15 | 0.16 | +6.67% | $68.8M | ✅ Beat | +8.83% | +13.83% | +13.15% |
| 2025-10-20 | Q3 2025 | 0.13 | 0.15 | +15.38% | $67.3M | ✅ Beat | +7.08% | +8.50% | +3.82% |
| 2025-07-30 | Q2 2025 | 0.11 | 0.12 | +9.09% | $63.9M | ✅ Beat | +3.24% | +2.31% | +8.14% |
| 2025-04-30 | Q1 2025 | 0.09 | 0.09 | +0.00% | $58.8M | ➖ Inline | +9.02% | +13.50% | +6.26% |
| 2025-01-28 | Q4 2024 | -0.09 | 0.11 | +222.22% | $22.7M | ✅ Beat | -3.57% | -4.28% | -1.02% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $4.8M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Deposit Account | 43.5% | $2.1M | +3.8% | $1.8M | $1.9M | $2.0M | $2.0M |
| Other Non-Interest Income | 34.9% | $1.7M | +8.7% | $1.5M | $1.5M | $1.5M | $1.6M |
| Title Insurance | 17.2% | $829K | -3.7% | $570K | $646K | $861K | $684K |
| Insurance Agency Income | 4.4% | $211K | +139.8% | $77K | $67K | $88K | $172K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.