CIVB Earnings Date: Feb 4, 2027 (Estimated) — Civista Bancshares, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is CIVB's next earnings date?
Civista Bancshares, Inc. (CIVB) is expected to report Q4 2026 earnings on Thursday, February 4, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.72 on revenue of $49.3M.
How did CIVB do in its last earnings report?
In its most recent report on Oct 22, 2026 (Q3 2026), Civista Bancshares, Inc. posted EPS of $0.77 versus the $0.70 estimate, a beat of 10.5%. Revenue was $57.8M against a $48.8M estimate. The stock's 1-day post-earnings move was +5.2%.
How much does CIVB stock move after earnings?
CIVB beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.3% (up or down) in the day after earnings.
About Civista Bancshares, Inc.
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
🤖 AI Earnings Analysis
Civista posted a strong Q3, with $58M revenue beating estimates by $9M and EPS of $0.77 topping consensus by $0.07. Regional-bank earnings improved year over year, though the reported growth rates appear unusually large and warrant context.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-22 | Q3 2026 | 0.70 | 0.77 | +10.47% | $57.8M | ✅ Beat | +5.23% | +5.35% | — |
| 2026-07-23 | Q2 2026 | 0.67 | 0.69 | +2.99% | $47.6M | ✅ Beat | +0.43% | +3.82% | -1.64% |
| 2026-04-22 | Q1 2026 | 0.56 | 0.74 | +32.14% | $47.3M | ✅ Beat | +3.41% | +7.25% | +6.65% |
| 2026-01-29 | Q4 2025 | 0.62 | 0.75 | +20.97% | $46.3M | ✅ Beat | +5.74% | +6.40% | +2.98% |
| 2025-10-23 | Q3 2025 | 0.60 | 0.68 | +13.33% | $44.2M | ✅ Beat | -1.24% | +0.48% | +0.43% |
| 2025-04-24 | Q1 2025 | 0.51 | 0.66 | +29.41% | $42.9M | ✅ Beat | +0.35% | +9.16% | +8.31% |
| 2025-01-30 | Q4 2024 | 0.53 | 0.63 | — | $40.4M | ✅ Beat | -0.54% | -0.54% | -3.38% |
| 2024-10-29 | Q3 2024 | 0.44 | 0.53 | +20.45% | $38.9M | ✅ Beat | +1.32% | +10.06% | +24.25% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY18 · $2.9M total
| Segment | Share | Revenue | YoY | Q3 FY18 |
|---|---|---|---|---|
| Bank Servicing | 41.8% | $1.2M | — | $1.2M |
| Asset Management1 | 29.9% | $873K | — | $873K |
| A T M Interchange Fees | 21.3% | $622K | — | $622K |
| Product And Service Other | 7.0% | $203K | — | $203K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.