CHCO Earnings Date: Jan 20, 2027 (Estimated) — City Holding Company
NASDAQ · Financials · Banks - Regional
Updated
When is CHCO's next earnings date?
City Holding Company (CHCO) is expected to report Q4 2026 earnings on Wednesday, January 20, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $2.37 on revenue of $83.8M.
How did CHCO do in its last earnings report?
In its most recent report on Oct 26, 2026, City Holding Company posted EPS of $2.43 versus the $2.36 estimate, a beat. Revenue was $84.0M against a $83.1M estimate. The stock's 1-day post-earnings move was -0.2%.
How much does CHCO stock move after earnings?
CHCO beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 1.4% (up or down) in the day after earnings.
About City Holding Company
City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts. The company provides an extensive range of loan products, such as commercial and industrial financing primarily for small to mid-sized enterprises, commercial real estate loans secured by non-residential and multi-family properties, residential real estate loans for home purchases or refinancing, and first-priority home equity loans. Consumer loans are also available, which can be secured by assets like vehicles, boats, recreational vehicles, or CDs, or remain unsecured; the company also covers demand deposit account overdrafts. Its mortgage banking division handles fixed and adjustable-rate mortgages, construction financing, land acquisition loans, and the origination of conventional and government-insured mortgages, supported by secondary market operations and mortgage servicing. For business clients, services include treasury management, lockbox facilities, and other cash management tools, as well as merchant credit card processing. The wealth management segment delivers trust administration, investment, and custodial services to both corporate and individual clients, encompassing corporate trust, institutional custody, financial and estate planning, and retirement plan services. Additionally, it offers modern banking access via ATMs, interactive teller machines (ITMs), mobile banking, interactive voice response (IVR) systems, and various credit and debit card services. The company maintains a presence with 94 branches and approximately 905 full-time equivalent employees across West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.
🤖 AI Earnings Analysis
CHCO’s Q3 earnings beat both EPS and revenue estimates, while its 33.28% profit margin and 15.5× P/E suggest strong profitability at a moderate valuation.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-26 | 2.36 | 2.43 | — | $84.0M | ✅ Beat | -0.24% | — | — | |
| 2026-07-22 | Q2 2026 | 2.22 | 2.35 | +5.86% | $81.5M | ✅ Beat | +3.10% | +7.34% | +6.08% |
| 2026-04-23 | Q1 2026 | 2.15 | 2.20 | +2.33% | $79.2M | ✅ Beat | +1.83% | -2.40% | +0.02% |
| 2026-01-21 | Q4 2025 | 2.27 | 2.18 | -3.96% | $80.2M | ❌ Miss | +2.06% | -0.91% | +2.40% |
| 2025-10-22 | Q3 2025 | 2.15 | 2.41 | +12.09% | $81.3M | ✅ Beat | +1.76% | -0.42% | -1.20% |
| 2025-04-23 | Q1 2025 | 1.85 | 2.06 | +11.35% | $74.6M | ✅ Beat | +1.67% | +1.96% | +3.76% |
| 2025-01-23 | Q4 2024 | 1.91 | 1.94 | +1.57% | $71.7M | ✅ Beat | -0.08% | -0.50% | -1.42% |
| 2024-10-24 | Q3 2024 | 1.93 | 2.02 | +4.66% | $76.0M | ✅ Beat | +0.23% | +1.35% | +11.58% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $18.9M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Deposit Account | 41.9% | $7.9M | +9.4% | $14.7M | $7.2M | $7.3M | $7.9M |
| Debit Card | 39.8% | $7.5M | +4.4% | $14.4M | $6.8M | $7.2M | $7.3M |
| Fiduciary and Trust | 18.2% | $3.5M | +14.4% | $5.7M | $2.9M | $3.0M | $3.1M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.