
CFR Earnings Date: Feb 4, 2027 (Estimated) — Cullen/Frost Bankers, Inc.
NYSE · Financials · Banks - Regional
Updated
When is CFR's next earnings date?
Cullen/Frost Bankers, Inc. (CFR) is expected to report Q4 2026 earnings on Thursday, February 4, 2027 at 9:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $2.83 on revenue of $627.2M.
How did CFR do in its last earnings report?
In its most recent report on Oct 29, 2026 (Q3 2026), Cullen/Frost Bankers, Inc. posted EPS of $2.84 versus the $2.80 estimate, a beat of 1.4%. Revenue was $603.8M against a $610.2M estimate. The stock's 1-day post-earnings move was +0.5%.
How much does CFR stock move after earnings?
CFR beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.1% (up or down) in the day after earnings.
About Cullen/Frost Bankers, Inc.
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services. It also provides consumer banking services, such as checking accounts, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services; correspondent banking activities, including check clearing, transfer of funds, fixed income security services, and securities custody and clearance services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and support for international business activities, including foreign exchange, letters of credit, export-import financing, and other related activities. Additionally, the company offers insurance and securities brokerage services; holding of securities for investment purposes; and investment management services for mutual funds, institutions, and individuals. It serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
🤖 AI Earnings Analysis
Cullen/Frost’s regional-banking results were mixed: EPS of $2.84 beat estimates by $0.04 and rose 6% year over year, but revenue of $604 million missed by $6 million despite 8% growth.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-29 | Q3 2026 | 2.80 | 2.84 | +1.43% | $603.8M | ✅ Beat | +0.54% | — | — |
| 2026-07-30 | Q2 2026 | 2.55 | 2.70 | +5.88% | $598.3M | ✅ Beat | -2.06% | -0.48% | -3.32% |
| 2026-04-30 | Q1 2026 | 2.49 | 2.65 | +6.43% | $574.8M | ✅ Beat | +1.49% | -1.44% | -4.37% |
| 2026-01-29 | Q4 2025 | 2.46 | 2.56 | +4.07% | $580.9M | ✅ Beat | +2.64% | +5.30% | +2.95% |
| 2025-10-30 | Q3 2025 | 2.38 | 2.67 | +12.18% | $561.0M | ✅ Beat | +1.67% | +2.20% | +2.73% |
| 2025-07-31 | Q2 2025 | 2.30 | 2.39 | +3.91% | $546.9M | ✅ Beat | -4.95% | -7.74% | -2.38% |
| 2025-01-30 | Q4 2024 | 2.17 | 2.36 | +8.76% | $536.3M | ✅ Beat | +1.24% | +1.08% | -0.58% |
| 2024-10-31 | Q3 2024 | 2.17 | 2.24 | +3.23% | $518.0M | ✅ Beat | -2.39% | +10.11% | +8.51% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY26 · $606.7M total
| Segment | Share | Revenue | YoY | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|---|---|---|---|
| Bank | 90.4% | $548.2M | +6.4% | $491.4M | $496.4M | $515.5M | $527.9M |
| Frost Wealth Advisors | 9.6% | $58.5M | +6.3% | $52.5M | $53.7M | $55.0M | $56.1M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.