CFG Earnings Date: Jan 21, 2027 (Estimated) — Citizens Financial Group, Inc.
NYSE · Financials · Banks - Regional
Updated
When is CFG's next earnings date?
Citizens Financial Group, Inc. (CFG) is expected to report Q4 2026 earnings on Thursday, January 21, 2027 at 6:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.49 on revenue of $2.39B.
How did CFG do in its last earnings report?
In its most recent report on Oct 16, 2026 (Q3 2026), Citizens Financial Group, Inc. posted EPS of $1.41 versus the $1.39 estimate, a beat of 1.4%. Revenue was $2.32B against a $2.34B estimate. The stock's 1-day post-earnings move was -0.1%.
How much does CFG stock move after earnings?
CFG beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.6% (up or down) in the day after earnings.
About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
🤖 AI Earnings Analysis
Citizens delivered a decent quarter, with **EPS of $1.41** edging estimates by $0.02 while revenue of **$2.3B** was in line, suggesting stable banking execution rather than a true growth reacceleration. The strong bottom-line beat was margin-driven, but the revenue miss keeps the read mixed for a regional bank.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-16 | Q3 2026 | 1.39 | 1.41 | +1.44% | $2.32B | ✅ Beat | -0.11% | +2.84% | — |
| 2026-07-16 | Q2 2026 | 1.24 | 1.30 | +4.84% | $2.28B | ✅ Beat | +4.61% | +1.85% | +4.88% |
| 2026-04-16 | Q1 2026 | 1.09 | 1.13 | +3.67% | $2.17B | ✅ Beat | -1.20% | -0.05% | -5.47% |
| 2026-01-21 | Q4 2025 | 1.11 | 1.13 | +1.80% | $2.16B | ✅ Beat | +7.10% | +6.02% | +8.74% |
| 2025-10-15 | Q3 2025 | 1.02 | 1.05 | +2.94% | $2.12B | ✅ Beat | -0.20% | -1.87% | +2.57% |
| 2025-07-17 | Q2 2025 | 0.88 | 0.92 | +4.55% | $2.04B | ✅ Beat | +3.96% | +6.22% | +5.69% |
| 2025-04-16 | Q1 2025 | 0.75 | 0.77 | +2.67% | $1.94B | ✅ Beat | -1.75% | +1.11% | +16.89% |
| 2025-01-17 | Q4 2024 | 0.83 | 0.85 | +2.41% | $1.99B | ✅ Beat | +1.59% | +1.40% | +0.88% |
Showing last 8 quarters.