CFFN Earnings Date: Jan 27, 2027 (Estimated) — Capitol Federal Financial, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is CFFN's next earnings date?
Capitol Federal Financial, Inc. (CFFN) is expected to report Q1 2027 earnings on Wednesday, January 27, 2027 at 9:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.19 on revenue of $62.1M.
How did CFFN do in its last earnings report?
In its most recent report on Oct 28, 2026 (Q4 2026), Capitol Federal Financial, Inc. posted EPS of $0.18 versus the $0.18 estimate, a miss of 1.8%. Revenue was $60.9M against a $61.1M estimate. The stock's 1-day post-earnings move was -1.6%.
How much does CFFN stock move after earnings?
CFFN beat EPS estimates in 5 of its last 8 reported quarters. Over the last 7 reports the stock moved an average of 2.7% (up or down) in the day after earnings.
About Capitol Federal Financial, Inc.
Capitol Federal Financial, Inc. acts as the parent company for Capitol Federal Savings Bank, offering a comprehensive suite of retail banking services. The bank provides diverse deposit products, including savings, money market, interest-bearing and standard checking accounts, as well as certificates of deposit. Its lending portfolio is equally broad, featuring mortgages for one-to-four-family residences, commercial real estate, commercial and industrial, and construction loans. Additionally, consumer credit options are available, such as home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Beyond these, the institution delivers modern banking conveniences through mobile, telephone, and online platforms, alongside bill payment services, and operates a customer call center. It also engages in strategic securities investments. The bank's physical presence includes 54 branches—45 traditional and 9 in-store locations—spanning nine counties in Kansas and two in Missouri. Key service areas encompass the metropolitan regions of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina in Kansas, plus a segment of the broader Kansas City metropolitan area. Capitol Federal Financial, Inc., founded in 1893, is headquartered in Topeka, Kansas.
🤖 AI Earnings Analysis
Capitol Federal’s regional-banking results were steady rather than compelling: revenue rose 10.9% to $61M and EPS increased to $0.18 from $0.14, both matching consensus. The $0.085 dividend supports income appeal, but growth alone does not signal a clear catalyst.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-28 | Q4 2026 | 0.18 | 0.18 | -1.80% | $60.9M | ❌ Miss | -1.64% | — | — |
| 2026-07-29 | Q3 2026 | 0.17 | 0.19 | +11.76% | $53.5M | ✅ Beat | -0.34% | +4.67% | -0.43% |
| 2026-01-28 | Q1 2026 | 0.15 | 0.16 | +6.67% | $56.8M | ✅ Beat | +2.31% | +8.66% | +8.27% |
| 2025-10-29 | Q4 2025 | 0.14 | 0.14 | +0.00% | $54.6M | ➖ Inline | -4.29% | -1.42% | +7.03% |
| 2025-04-23 | Q2 2025 | 0.11 | 0.12 | +9.09% | $48.8M | ✅ Beat | +0.56% | +6.30% | +6.22% |
| 2025-01-29 | Q1 2025 | 0.10 | 0.12 | +20.00% | $42.2M | ✅ Beat | +2.62% | +6.49% | +4.77% |
| 2024-10-23 | Q4 2024 | 0.08 | 0.09 | +12.50% | $40.8M | ✅ Beat | +7.01% | +7.18% | +10.08% |
| 2024-07-24 | Q3 2024 | 0.11 | 0.07 | -36.36% | $40.3M | ❌ Miss | — | — | — |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY26 · $3.8M total
| Segment | Share | Revenue | YoY | Q3 FY24 | Q4 FY24 | Q2 FY25 | Q4 FY25 |
|---|---|---|---|---|---|---|---|
| Deposit Account | 78.1% | $3.0M | — | $2.7M | $5.5M | $2.6M | $8.4M |
| Insurance Services | 21.9% | $838K | — | $905K | $1.7M | $927K | $2.7M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.