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CFFI Earnings Date: Jan 26, 2027 (Estimated) — C&F Financial Corporation

NASDAQ · Financials · Banks - Regional

Updated

Price $111.25
Market Cap $361.8M
P/E 12.0
52W Range $64.88 – $112.33
Next Earnings · During market hours (est.)

When is CFFI's next earnings date?

C&F Financial Corporation (CFFI) is expected to report Q4 2026 earnings on Tuesday, January 26, 2027 at 1:00 PM ET (during market hours); the date is an estimate and has not been confirmed by the company.

How did CFFI do in its last earnings report?

In its most recent report on Oct 26, 2026 (Q3 2026), C&F Financial Corporation posted EPS of $2.55 versus the $2.46 estimate, a beat of 3.7%. Revenue was $38.2M against a $40.5M estimate. The stock's 1-day post-earnings move was +1.4%.

How much does CFFI stock move after earnings?

CFFI beat EPS estimates in 1 of its last 1 reported quarter. Over the last 8 reports the stock moved an average of 1.7% (up or down) in the day after earnings.

About C&F Financial Corporation

C&F Financial Corporation functions as a bank holding company, providing oversight for Citizens and Farmers Bank, which delivers a comprehensive range of banking services to both individuals and businesses. Its Retail Banking division offers a diverse suite of services, including checking and savings accounts, in addition to various loan products such as business, real estate, development, mortgage, home equity, and installment loans. This segment also ensures convenient access to amenities like ATMs, internet and mobile banking, and debit and credit cards. Further services include safe deposit box rentals, notary public assistance, electronic transfers, and other standard banking facilities. These retail services are provided through its main office situated in West Point, Virginia, supplemented by 30 additional branches across the state. One branch each is found in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, York, Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg. Furthermore, two branches are located in each of Cumberland, James City, King George, and New Kent counties, while four branches serve both Chesterfield and Henrico counties. The Mortgage Banking segment specializes in a broad spectrum of residential mortgage loans. It facilitates conventional mortgages, those insured by the Federal Housing Administration (FHA), and loans guaranteed by both the United States Department of Agriculture (USDA) and the Veterans Administration (VA). This division also offers supporting services for mortgage origination, including residential appraisals, and extends various mortgage origination functions to third-party clients. Mortgage services are available through 11 offices in Virginia, one office in Maryland, two offices in North Carolina, and one office each in South Carolina and West Virginia. The company's Consumer Finance segment, with offices in Richmond and Hampton, Virginia, primarily provides automobile loans. Beyond these core banking operations, C&F Financial Corporation also furnishes brokerage and wealth management services, alongside various insurance products. Additionally, the company delivers title and settlement agency services. C&F Financial Corporation was established in 1927 and maintains its headquarters in West Point, Virginia.

🤖 AI Earnings Analysis

C&F Financial’s regional-banking results were mixed: EPS beat by $0.09 at $2.55, but $38 million revenue missed the $41 million estimate. Year-over-year growth looks exceptional, yet the miss tempers confidence in underlying momentum.

AI-generated summary — powered by BigEarnings.

Earnings History

DatePeriodEPS Est.EPS Act.SurpriseRevenueResult1D Δ1W Δ1M Δ
2026-10-26Q3 20262.462.55+3.66%$38.2M✅ Beat+1.40%——
2026-07-23Q2 2026—2.40—$29.1M—-0.35%+8.48%+13.71%
2026-04-23Q1 2026—2.08—$36.3M—-2.24%+0.56%-3.99%
2026-01-27Q4 2025—2.07—$27.5M—+0.50%+7.27%+8.03%
2025-10-23Q3 2025—2.18—$27.2M—-3.32%-0.21%-1.05%
2025-04-24Q1 2025—1.66—$25.3M—+4.09%-0.86%+1.34%
2025-01-28Q4 2024—1.87—$25.1M—-1.72%-0.43%+3.98%
2024-10-29Q3 2024—1.65—$24.7M—-0.12%+1.96%+27.75%

Showing last 8 quarters.

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Financial data from licensed market-data providers; risk factors from SEC EDGAR filings. AI-powered analysis. Data last updated .