CBSH Earnings Date: Jan 21, 2027 (Estimated) — Commerce Bancshares, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is CBSH's next earnings date?
Commerce Bancshares, Inc. (CBSH) is expected to report Q4 2026 earnings on Thursday, January 21, 2027 at 6:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.09 on revenue of $504.2M.
How did CBSH do in its last earnings report?
In its most recent report on Oct 20, 2026 (Q3 2026), Commerce Bancshares, Inc. posted EPS of $1.08 versus the $1.07 estimate, a beat of 0.9%. Revenue was $494.3M against a $498.2M estimate. The stock's 1-day post-earnings move was +0.9%.
How much does CBSH stock move after earnings?
CBSH beat EPS estimates in 7 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.1% (up or down) in the day after earnings.
About Commerce Bancshares, Inc.
Commerce Bancshares, Inc. functions as the parent organization for Commerce Bank, delivering a comprehensive suite of financial products and services. These offerings span retail banking, mortgage services, corporate finance, investment solutions, trust administration, and asset management, catering to both individuals and businesses across the United States. Its operational structure is divided into three principal divisions: Consumer, Commercial, and Wealth Management. The Consumer division focuses on individual clients, providing essential banking services such as deposit accounts and a diverse range of personal loans. These include financing for automobiles, motorcycles, marine vehicles, tractor/trailers, recreational vehicles, fixed-rate and revolving home equity loans, and other personal credit products. This segment also facilitates patient healthcare funding, real estate loans, various indirect consumer financing options, personalized mortgage banking, installment lending, and consumer debit and credit cards. The Commercial segment offers robust support to businesses and institutional clients through corporate lending, equipment leasing, international banking, merchant and commercial card services, and secure securities safekeeping with bond accounting. It also manages specific business products, government deposit accounts, and extensive commercial cash management solutions. Additionally, this segment trades fixed-income securities to correspondent banks, corporate entities, public institutions, municipalities, and individual investors. Within the Wealth Management division, the company delivers traditional trust and estate planning, expert advisory and discretionary investment portfolio management, brokerage services, and exclusive private banking accounts. Beyond these core segments, Commerce Bancshares further offers private equity investment opportunities, securities brokerage, insurance agency functions, specialized lending, and additional leasing services. It also ensures convenient access to banking through its online and mobile platforms. The company maintains a significant physical presence with 287 branch locations distributed across Missouri, Kansas, Illinois, Oklahoma, and Colorado, complemented by several dedicated commercial offices. Established in 1865, Commerce Bancshares, Inc. is headquartered in Kansas City, Missouri.
🤖 AI Earnings Analysis
Commerce Bancshares delivered a mixed quarter: revenue rose 12% year over year to $494M but missed estimates by $4M, while EPS edged up to $1.08 from $1.06, beating by $0.01. Growth is solid for a regional bank, but the modest earnings advance and revenue shortfall temper the result.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-20 | Q3 2026 | 1.07 | 1.08 | +0.93% | $494.3M | ✅ Beat | +0.85% | +1.27% | — |
| 2026-07-16 | Q2 2026 | 1.05 | 1.10 | +4.76% | $498.9M | ✅ Beat | +2.12% | +0.92% | +3.16% |
| 2026-04-21 | Q1 2026 | 0.93 | 0.96 | +3.23% | $475.7M | ✅ Beat | -1.57% | -0.75% | +0.75% |
| 2026-01-22 | Q4 2025 | 0.99 | 1.01 | +2.02% | $449.4M | ✅ Beat | -1.23% | -4.44% | -1.95% |
| 2025-10-16 | Q3 2025 | 1.10 | 1.06 | -3.64% | $441.0M | ❌ Miss | -7.53% | -5.56% | -5.36% |
| 2025-04-16 | Q1 2025 | 0.94 | 0.98 | +4.26% | $428.1M | ✅ Beat | +2.16% | +2.77% | +11.56% |
| 2025-01-22 | Q4 2024 | 0.94 | 1.01 | +7.45% | $422.1M | ✅ Beat | +0.19% | +1.72% | -0.89% |
| 2024-10-17 | Q3 2024 | 0.95 | 1.02 | +7.37% | $421.4M | ✅ Beat | -0.91% | +0.38% | +16.28% |
Showing last 8 quarters.