CBNK Earnings Date: Jan 25, 2027 (Estimated) — Capital Bancorp, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is CBNK's next earnings date?
Capital Bancorp, Inc. (CBNK) is expected to report Q4 2026 earnings on Monday, January 25, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.96 on revenue of $70.9M.
How did CBNK do in its last earnings report?
In its most recent report on Oct 26, 2026 (Q3 2026), Capital Bancorp, Inc. posted EPS of $0.89 versus the $0.91 estimate, a miss of 2.5%. Revenue was $22.4M against a $69.0M estimate. The stock's 1-day post-earnings move was -0.3%.
How much does CBNK stock move after earnings?
CBNK beat EPS estimates in 4 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 4.1% (up or down) in the day after earnings.
About Capital Bancorp, Inc.
As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.
🤖 AI Earnings Analysis
Capital Bancorp’s regional-bank results are mixed: EPS rose 24% year over year to $0.89 but missed estimates by $0.02. Reported revenue plunged to $22 million from $58 million, warranting caution.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-26 | Q3 2026 | 0.91 | 0.89 | -2.52% | $22.4M | ❌ Miss | -0.31% | — | — |
| 2026-07-27 | Q2 2026 | 0.83 | 0.87 | +4.82% | $65.3M | ✅ Beat | +4.04% | +3.59% | +0.47% |
| 2026-04-27 | Q1 2026 | 0.78 | 0.73 | -6.41% | $62.8M | ❌ Miss | -4.56% | -3.20% | +0.54% |
| 2026-01-26 | Q4 2025 | 0.80 | 0.91 | +13.75% | $62.7M | ✅ Beat | +2.06% | +7.88% | +4.13% |
| 2025-10-27 | Q3 2025 | 0.85 | 0.72 | -15.29% | $58.5M | ❌ Miss | -2.92% | -5.45% | -3.58% |
| 2025-07-28 | Q2 2025 | 0.88 | 0.85 | -3.41% | $60.8M | ❌ Miss | -7.77% | -9.22% | +0.15% |
| 2025-04-28 | Q1 2025 | 0.73 | 0.88 | +20.55% | $58.6M | ✅ Beat | +7.05% | +12.01% | +15.12% |
| 2025-01-27 | Q4 2024 | 0.65 | 0.92 | +41.54% | $56.2M | ✅ Beat | +4.41% | +4.52% | +4.55% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $6.8M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Credit Card | 65.0% | $4.4M | +2.3% | $8.1M | $3.7M | $4.3M | $4.5M |
| Mortgage Banking | 29.0% | $2.0M | +11.7% | $3.8M | $1.8M | $1.8M | $1.9M |
| Bank Servicing | 6.0% | $409K | +56.1% | $441K | $258K | $262K | $425K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.