CATY Earnings Date: Jan 28, 2027 (Estimated) — Cathay General Bancorp
NASDAQ · Financials · Banks - Regional
Updated
When is CATY's next earnings date?
Cathay General Bancorp (CATY) is expected to report Q4 2026 earnings on Thursday, January 28, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.43 on revenue of $229.8M.
How did CATY do in its last earnings report?
In its most recent report on Oct 21, 2026 (Q3 2026), Cathay General Bancorp posted EPS of $1.43 versus the $1.45 estimate, a miss of 1.4%. Revenue was $254.7M against a $227.4M estimate. The stock's 1-day post-earnings move was +6.0%.
How much does CATY stock move after earnings?
CATY beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.6% (up or down) in the day after earnings.
About Cathay General Bancorp
Cathay General Bancorp serves as the parent entity for Cathay Bank, a financial institution that delivers a broad spectrum of commercial banking solutions. These services are tailored for individual clients, professional practices, and small to medium-sized enterprises, primarily within the United States. The bank offers a diverse array of deposit products, encompassing passbook, checking, and money market accounts, alongside certificates of deposit (CDs), individual retirement accounts (IRAs), and public sector fund deposits. On the lending side, Cathay Bank provides various loan offerings, including commercial mortgages, general commercial loans, Small Business Administration (SBA) loans, residential mortgages, and real estate construction financing, as well as home equity lines of credit. It also extends personal installment loans designed for household and other consumer expenditures. Beyond its core banking activities, the company furnishes services such as trade financing, letters of credit, wire transfers, foreign currency spot and forward contracts, and traveler's checks. Additional conveniences include safe deposit boxes, night deposit facilities, Social Security payment deposits, collection services, bank-by-mail, drive-up and walk-up windows, automatic teller machines (ATMs), and internet banking. Furthermore, it offers investment services, various other customary banking provisions, and both securities and insurance products. As of March 1, 2022, Cathay General Bancorp maintained a substantial physical presence, operating 31 branches in Southern California, 16 in Northern California, 10 in New York, four in Washington, and two each in Illinois and Texas. Single branches are located in Maryland, Massachusetts, Nevada, New Jersey, and Hong Kong. The corporation also maintains representative offices in Beijing, Taipei, and Shanghai. Established in 1962, the company maintains its headquarters in Los Angeles, California.
🤖 AI Earnings Analysis
Cathay General’s regional-bank results are mixed: revenue rose 20.9% year over year to $255M, beating estimates by $28M, while EPS of $1.43 missed by $0.02. The revenue beat is encouraging, but earnings growth and margin quality remain unclear.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-21 | Q3 2026 | 1.45 | 1.43 | -1.38% | $254.7M | ❌ Miss | +5.95% | +6.65% | — |
| 2026-07-22 | Q2 2026 | 1.34 | 1.37 | +2.24% | $222.3M | ✅ Beat | +1.92% | +3.07% | +1.74% |
| 2026-04-22 | Q1 2026 | 1.20 | 1.29 | +7.50% | $214.8M | ✅ Beat | +2.73% | +1.88% | +6.44% |
| 2026-01-22 | Q4 2025 | 1.22 | 1.33 | +9.02% | $222.8M | ✅ Beat | -3.00% | -3.08% | -1.97% |
| 2025-10-21 | Q3 2025 | 1.15 | 1.13 | -1.74% | $210.6M | ❌ Miss | -2.03% | -1.33% | -2.05% |
| 2025-04-21 | Q1 2025 | 0.95 | 0.98 | +3.16% | $187.8M | ✅ Beat | +7.13% | +8.83% | +15.48% |
| 2025-01-22 | Q4 2024 | 1.08 | 1.12 | +3.70% | $186.5M | ✅ Beat | -3.88% | -3.27% | -5.99% |
| 2024-10-21 | Q3 2024 | 0.95 | 0.97 | +2.11% | $189.5M | ✅ Beat | +1.80% | +4.20% | +14.30% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $15.9M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Wealth Management Fees | 49.9% | $7.9M | +60.5% | $11.9M | $6.2M | $4.9M | $6.2M |
| Other Service Fees | 33.5% | $5.3M | +11.6% | $9.8M | $4.5M | $4.8M | $5.6M |
| Fees and Services Charges on Deposit Account | 16.6% | $2.6M | +1.0% | $4.8M | $2.4M | $2.6M | $2.7M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.