BOTJ Earnings Date: Feb 3, 2027 (Estimated) — Bank of the James Financial Group, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is BOTJ's next earnings date?
Bank of the James Financial Group, Inc. (BOTJ) is expected to report Q4 2026 earnings on Wednesday, February 3, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company.
How did BOTJ do in its last earnings report?
In its most recent report on Jul 30, 2026 (Q2 2026), Bank of the James Financial Group, Inc. posted EPS of $0.71. Revenue was $13.7M. The stock's 1-day post-earnings move was -0.7%.
How much does BOTJ stock move after earnings?
Over the last 7 reports the stock moved an average of 1.1% (up or down) in the day after earnings.
About Bank of the James Financial Group, Inc.
Bank of the James Financial Group, Inc. serves as the holding company for Bank of the James, which delivers a full spectrum of retail and commercial banking services. Its clientele spans individuals, businesses, various organizations and associations, and government entities across Virginia, within the United States. The institution offers a diverse range of deposit products, including checking, savings, individual retirement (IRA), and health savings accounts (HSA), as well as time deposits like money market accounts and certificates of deposit. On the lending front, the company provides credit facilities to small and medium-sized businesses for acquiring equipment, upgrading facilities, purchasing inventory, and fulfilling general working capital requirements. It also specializes in financing commercial and residential construction and development projects, extending commercial real estate mortgages, and originating residential home loans. For consumers, the bank offers both secured and unsecured loan options, such as lines of credit (including overdraft protection), personal, automobile, installment, demand, and home equity loans for personal, family, or household use. Beyond these core offerings, Bank of the James provides additional services like safe deposit boxes, traveler's checks, automated direct deposits for payroll and social security, automatic payment drafts for various accounts, treasury management solutions, and credit card merchant services. The Group further extends its reach into wealth management through securities brokerage and investment services. Modern banking needs are met with telephone and internet banking services, which include online bill payment, and it also acts as an agent for insurance and annuity products. The company conducts its operations through a network consisting of 16 full-service branches, 2 limited-service offices, and one dedicated residential mortgage loan origination office. Founded in 1998, its corporate headquarters are located in Lynchburg, Virginia.
🤖 AI Earnings Analysis
BOTJ’s latest reported results show Q2 earnings rising year over year on loan growth and lower costs; its 14.43% profit margin and 11.75 P/E suggest profitability at a modest valuation.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-07-30 | Q2 2026 | — | 0.71 | — | $13.7M | — | -0.65% | -2.46% | -3.00% |
| 2026-04-30 | Q1 2026 | — | 0.61 | — | $12.7M | — | -0.13% | +1.05% | -0.88% |
| 2026-02-04 | Q4 2025 | — | 0.60 | — | $12.9M | — | +2.57% | -2.18% | -1.88% |
| 2025-10-30 | Q3 2025 | — | 0.61 | — | $12.5M | — | +0.00% | +4.39% | +11.48% |
| 2025-08-04 | Q2 2025 | — | 0.60 | — | $12.3M | — | +0.97% | +1.72% | +13.25% |
| 2025-04-30 | Q1 2025 | — | 0.19 | — | $11.0M | — | -2.68% | +0.74% | +1.49% |
| 2025-01-31 | Q4 2024 | — | 0.36 | — | $11.5M | — | -0.52% | -2.46% | -6.26% |
| 2024-10-25 | Q3 2024 | — | 0.44 | — | $11.3M | — | — | — | — |
Showing last 8 quarters.