XNAS · Financials · Banks - Regional
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
BayFirst’s **asset resolution plan** is the key story, and it comes with severe earnings damage: Q2 revenue fell to **$20M** and EPS plunged to **-$8.05** from **-$0.39**. For a regional bank, this is a clearly weak, balance-sheet-cleanup-driven quarter, not an operating turnaround.
AI-generated summary — powered by BigEarnings.
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-08-13 | Q2 2026 | — | -8.05 | — | $19.9M | — | +0.00% | +14.24% | — |
| 2026-04-30 | Q1 2026 | — | -1.48 | — | $10.3M | — | -37.82% | -13.89% | -25.51% |
| 2026-01-29 |
| Q4 2025 |
| — |
| -0.69 |
| — |
| $11.1M |
| — |
| +2.45% |
| -0.77% |
| +1.53% |
| 2025-10-30 | Q3 2025 | — | -4.66 | — | $21.7M | — | — | — | — |
| 2025-07-29 | Q2 2025 | — | -0.39 | — | $23.1M | — | — | — | — |
| 2025-04-24 | Q1 2025 | — | -0.17 | — | $19.8M | — | -9.60% | -5.93% | -7.22% |
| 2025-01-30 | Q4 2024 | — | 2.11 | — | $32.9M | — | +0.49% | +10.07% | +21.83% |
| 2024-10-24 | Q3 2024 | — | 0.18 | — | $21.7M | — | -0.69% | +2.98% | -0.76% |
Showing last 8 quarters.