AX Earnings Date: Feb 4, 2027 (Estimated) — Axos Financial, Inc.
NYSE · Financials · Banks - Regional
Updated
When is AX's next earnings date?
Axos Financial, Inc. (AX) is expected to report Q2 2027 earnings on Thursday, February 4, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $2.40 on revenue of $402.2M.
How did AX do in its last earnings report?
In its most recent report on Oct 29, 2026 (Q1 2027), Axos Financial, Inc. posted EPS of $2.34 versus the $2.26 estimate, a beat of 3.5%. Revenue was $395.1M against a $386.3M estimate.
How much does AX stock move after earnings?
AX beat EPS estimates in 7 of its last 8 reported quarters. Over the last 7 reports the stock moved an average of 3.9% (up or down) in the day after earnings.
About Axos Financial, Inc.
Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.
🤖 AI Earnings Analysis
Axos Financial delivered a solid regional-bank quarter, beating EPS estimates by $0.08 at $2.34 and revenue by $9 million at $395 million. Revenue rose 22% year over year, supporting a positive read despite no reported catalyst.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-29 | Q1 2027 | 2.26 | 2.34 | +3.54% | $395.1M | ✅ Beat | — | — | — |
| 2026-07-30 | Q4 2026 | 2.16 | 2.53 | +17.13% | $379.8M | ✅ Beat | +2.98% | +3.45% | -0.64% |
| 2026-04-30 | Q3 2026 | 2.13 | 1.90 | -10.80% | $392.2M | ❌ Miss | -9.36% | -9.09% | -10.46% |
| 2026-01-29 | Q2 2026 | 2.07 | 2.25 | +8.70% | $385.1M | ✅ Beat | +4.60% | +3.83% | -5.46% |
| 2025-10-30 | Q1 2026 | 1.87 | 2.07 | +10.70% | $323.4M | ✅ Beat | -1.69% | +0.38% | +4.30% |
| 2025-07-30 | Q4 2025 | 1.82 | 1.94 | +6.59% | $321.4M | ✅ Beat | +1.24% | -0.26% | +7.11% |
| 2025-04-30 | Q3 2025 | 1.74 | 1.81 | +4.02% | $308.8M | ✅ Beat | +3.18% | +5.70% | +9.55% |
| 2025-01-28 | Q2 2025 | 1.74 | 1.82 | +4.60% | $307.9M | ✅ Beat | -4.24% | -1.80% | -8.38% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q4 FY20 · $7.5M total
| Segment | Share | Revenue | YoY | Q2 FY19 | Q3 FY19 | Q4 FY19 | Q1 FY20 |
|---|---|---|---|---|---|---|---|
| Broker Dealer Clearing Fees | 75.4% | $5.7M | -44.2% | — | $1.6M | $10.2M | $5.7M |
| Card Fees | 15.1% | $1.1M | -8.8% | $1.2M | $1.2M | $1.2M | $1.3M |
| Deposit Service Fees | 9.0% | $676K | +57.2% | $2.5M | $404K | $430K | $362K |
| Bankruptcy Trustees and Fiduciary Service Fees | 0.4% | $33K | -97.5% | $2.0M | $1.5M | $1.3M | $865K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.