ASRV Earnings Date: Jan 19, 2027 (Estimated) — AmeriServ Financial, Inc.
NASDAQ · Financials · Banks - Regional
Updated
When is ASRV's next earnings date?
AmeriServ Financial, Inc. (ASRV) is expected to report Q4 2026 earnings on Tuesday, January 19, 2027 at 8:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company.
How did ASRV do in its last earnings report?
In its most recent report on Oct 20, 2026 (Q3 2026), AmeriServ Financial, Inc. posted EPS of $0.18. Revenue was $22.8M. The stock's 1-day post-earnings move was +6.6%.
How much does ASRV stock move after earnings?
Over the last 8 reports the stock moved an average of 2.3% (up or down) in the day after earnings.
About AmeriServ Financial, Inc.
AmeriServ Financial, Inc. operates as the holding company for AmeriServ Financial Bank, providing a broad spectrum of financial products to individual consumers, mortgage borrowers, and commercial clients. Its retail banking services encompass various deposit accounts, including checking, money market, savings, and time deposits. The bank also offers personal lending solutions such as secured and unsecured consumer loans, mortgage financing, and ancillary services like safe deposit boxes, holiday club accounts, and money orders. For its commercial, industrial, financial, and governmental customers, AmeriServ delivers extensive lending and treasury services. These include commercial real estate and construction loans, short and medium-term financing, revolving credit lines, and funding for inventory and accounts receivable. Additionally, it provides business savings accounts, certificates of deposit, wire transfers, and secure depository options like night drops and lockbox services. The company's trust department offers personal trust services, covering investment portfolio management, estate planning and administration, custodial services, and pre-need trusts. Institutional trust offerings include the management of 401(k)s, defined benefit and defined contribution employee benefit plans, and individual retirement accounts. AmeriServ also provides financial advisory services through the sale of mutual funds, annuities, and insurance products. A notable offering is its union collective investment funds, which channel union pension capital into construction projects employing union labor. The firm also engages in underwriting credit life and disability insurance as a reinsurer. AmeriServ Financial operates through a network of 17 banking branches located in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties in Pennsylvania, as well as Washington County, Maryland, complemented by 18 automated teller machines. The company maintains its corporate headquarters in Johnstown, Pennsylvania.
🤖 AI Earnings Analysis
AmeriServ’s Q3 net income rose to $3.1 million, or $0.18 per diluted share, from $0.15 a year earlier—a solid improvement for the small regional bank, though operating income remained negative at $352,000.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-20 | Q3 2026 | — | 0.18 | — | $22.8M | — | +6.62% | +6.16% | — |
| 2026-07-21 | Q2 2026 | — | 0.16 | — | $15.9M | — | +1.53% | +8.24% | +30.82% |
| 2026-04-21 | Q1 2026 | — | 0.11 | — | $14.8M | — | +0.78% | -4.62% | -0.26% |
| 2026-01-20 | Q4 2025 | — | 0.09 | — | $15.3M | — | +0.00% | +0.32% | +20.98% |
| 2025-10-21 | Q3 2025 | — | 0.15 | — | $15.4M | — | +1.66% | +2.31% | +1.36% |
| 2025-04-22 | Q1 2025 | — | 0.12 | — | $14.1M | — | +2.61% | +4.84% | +11.92% |
| 2025-01-21 | Q4 2024 | — | 0.05 | — | $14.0M | — | -1.83% | -1.48% | -3.30% |
| 2024-10-22 | Q3 2024 | — | 0.07 | — | $13.1M | — | -2.97% | -10.28% | -3.90% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $3.9M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Asset Management | 79.9% | $3.1M | +11.2% | $6.2M | $2.9M | $2.8M | $2.8M |
| Financial Service, Other | 13.0% | $502K | -9.1% | $1.1M | $331K | $552K | $508K |
| Deposit Account | 7.1% | $275K | +3.0% | $591K | $275K | $267K | $303K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.