XYF Earnings — X Financial American Depositary Shares, each representing six Class A Ordinary Shares Post-ER Performance | BigEarnings
XYF — X Financial American Depositary Shares, each representing six Class A Ordinary Shares
XNYS · Financials · Credit Services
Price$4.81
Market Cap$185.3M
P/E—
52W Range$3.30 – $20.36
Next Earnings2026-08-17
About X Financial American Depositary Shares, each representing six Class A Ordinary Shares
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.
🤖 AI Earnings Analysis
Explosive **3,573% revenue surge** to $171M signals dramatic business transformation, though EPS plunged 78% as company prioritizes growth over profitability in credit services expansion.
