WRLD Earnings Date: Jan 26, 2027 (Estimated) — World Acceptance Corporation
NASDAQ · Financials · Credit Services
Updated
When is WRLD's next earnings date?
World Acceptance Corporation (WRLD) is expected to report Q3 2027 earnings on Tuesday, January 26, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.12 on revenue of $149.7M.
How did WRLD do in its last earnings report?
In its most recent report on Oct 23, 2026 (Q2 2027), World Acceptance Corporation posted EPS of $1.93 versus the $0.79 estimate, a beat of 144.3%. Revenue was $139.2M against a $140.7M estimate. The stock's 1-day post-earnings move was -1.5%.
How much does WRLD stock move after earnings?
WRLD beat EPS estimates in 5 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 10.4% (up or down) in the day after earnings.
About World Acceptance Corporation
World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.
🤖 AI Earnings Analysis
World Acceptance’s credit-services results were mixed: EPS swung to $1.93 from a $0.38 loss, far above estimates, but revenue of $139M missed by $2M. The sharp earnings reversal is encouraging, though modest sales growth tempers confidence in its consumer-lending trajectory.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-23 | Q2 2027 | 0.79 | 1.93 | +144.30% | $139.2M | ✅ Beat | -1.54% | +3.69% | — |
| 2026-07-24 | Q1 2027 | 0.67 | 2.12 | +216.42% | $139.2M | ✅ Beat | +13.03% | +0.01% | +3.97% |
| 2026-04-30 | Q4 2026 | 8.03 | 7.70 | -4.11% | $177.6M | ❌ Miss | -3.97% | -2.71% | +7.73% |
| 2026-01-27 | Q3 2026 | 0.79 | -0.19 | -124.05% | $141.3M | ❌ Miss | -17.58% | -13.59% | -6.08% |
| 2025-10-23 | Q2 2026 | 1.41 | -0.38 | -126.95% | $134.5M | ❌ Miss | -12.80% | -25.80% | -23.88% |
| 2025-01-28 | Q3 2025 | 1.96 | 2.45 | +25.00% | $138.6M | ✅ Beat | +16.27% | +7.92% | +4.31% |
| 2024-10-25 | Q2 2025 | 1.99 | 3.99 | +100.50% | $131.4M | ✅ Beat | -0.62% | -1.65% | +2.65% |
| 2024-07-26 | Q1 2025 | 1.69 | 1.79 | +5.92% | $129.5M | ✅ Beat | -17.74% | -19.21% | -19.85% |
Showing last 8 quarters.
Revenue by segment & region
By region
Q4 FY18 · $151.9M total
| Segment | Share | Revenue | YoY | Q2 FY18 | Q3 FY18 | Q4 FY18 |
|---|---|---|---|---|---|---|
| UNITED STATES | 93.1% | $141.4M | — | $118.9M | $125.7M | $141.4M |
| MEXICO | 6.9% | $10.5M | — | $12.1M | $11.2M | $10.5M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.