RM Earnings Date: Feb 10, 2027 (Estimated) — Regional Management Corp.
NYSE · Financials · Credit Services
Updated
When is RM's next earnings date?
Regional Management Corp. (RM) is expected to report Q4 2026 earnings on Wednesday, February 10, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.40 on revenue of $181.2M.
How did RM do in its last earnings report?
In its most recent report on Oct 28, 2026 (Q3 2026), Regional Management Corp. posted EPS of $1.61 versus the $1.47 estimate, a beat of 9.5%. Revenue was $178.8M against a $174.7M estimate. The stock's 1-day post-earnings move was +7.8%.
How much does RM stock move after earnings?
RM beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 11.1% (up or down) in the day after earnings.
About Regional Management Corp.
Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.
🤖 AI Earnings Analysis
Regional Management delivered a solid Q3, with $1.61 EPS beating estimates by $0.14 and revenue of $179M topping consensus by $4M. Yet year-over-year growth was modest—revenue rose 8.5% and EPS 13.4%—so extraordinary reported growth rates appear misleading.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-28 | Q3 2026 | 1.47 | 1.61 | +9.52% | $178.8M | ✅ Beat | +7.76% | — | — |
| 2026-07-29 | Q2 2026 | 0.80 | 0.85 | +6.25% | $168.0M | ✅ Beat | -23.84% | -23.32% | -22.17% |
| 2026-04-29 | Q1 2026 | 1.10 | 1.18 | +7.27% | $167.3M | ✅ Beat | -3.04% | -9.20% | -3.70% |
| 2026-02-04 | Q4 2025 | 1.26 | 1.30 | +3.17% | $169.7M | ✅ Beat | -14.58% | -15.75% | -19.41% |
| 2025-11-05 | Q3 2025 | 1.44 | 1.42 | -1.39% | $165.5M | ❌ Miss | -10.08% | -3.88% | -9.47% |
| 2025-07-30 | Q2 2025 | 0.72 | 1.03 | +43.06% | $157.4M | ✅ Beat | +6.84% | +10.33% | +40.17% |
| 2025-04-30 | Q1 2025 | 0.68 | 0.70 | +2.94% | $153.0M | ✅ Beat | -16.17% | -12.90% | -18.83% |
| 2024-11-06 | Q3 2024 | 1.05 | 0.76 | -27.62% | $146.3M | ❌ Miss | -6.27% | -9.80% | +2.19% |
Showing last 8 quarters.