RBCAA Earnings Date: Jan 29, 2027 (Estimated) — Republic Bancorp, Inc.
NASDAQ
Updated
When is RBCAA's next earnings date?
Republic Bancorp, Inc. (RBCAA) is expected to report Q4 2026 earnings on Friday, January 29, 2027 at 8:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.44 on revenue of $99.0M.
How did RBCAA do in its last earnings report?
In its most recent report on Oct 23, 2026 (Q3 2026), Republic Bancorp, Inc. posted EPS of $1.59 versus the $1.65 estimate, a miss of 3.6%. Revenue was $77.0M against a $100.3M estimate. The stock's 1-day post-earnings move was -0.7%.
How much does RBCAA stock move after earnings?
RBCAA beat EPS estimates in 5 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.6% (up or down) in the day after earnings.
About Republic Bancorp, Inc.
Republic Bancorp, Inc., a financial holding company established in Louisville, Kentucky in 1974, provides a comprehensive suite of banking products and services throughout the United States. Its operations are strategically divided into five segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, and Republic Credit Solutions. The institution accepts a variety of deposits, including demand, money market, savings, individual retirement accounts, and various types of certificates of deposit. Its lending portfolio is extensive, featuring residential and commercial real estate loans, construction and land development financing, home improvement and equity loans, as well as secured and unsecured personal loans and aircraft financing. Beyond core banking, Republic Bancorp also offers credit cards, title insurance, and an array of sophisticated services such as memory banking, private banking, lockbox processing, remote deposit capture, and robust online and mobile banking solutions for businesses. Specialized services include providing short-term and revolving credit facilities for mortgage bankers, facilitating the processing and payment of federal and state tax refunds through partnerships with tax preparers and software companies, and distributing general purpose reloadable prepaid cards via third-party providers. Additionally, the company delivers consumer credit products and property and casualty insurance. As of January 28, 2022, Republic Bancorp operated 42 full-service banking locations.
🤖 AI Earnings Analysis
Republic Bancorp’s results were mixed: EPS of $1.59 modestly missed the $1.65 estimate, while revenue of $77M fell far short of $100M and was flat year over year. Reported growth rates appear distorted by comparison effects, tempering confidence in the headline figures.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-23 | Q3 2026 | 1.65 | 1.59 | -3.64% | $77.0M | ❌ Miss | -0.65% | -0.53% | — |
| 2026-07-24 | Q2 2026 | 1.52 | 1.68 | +10.53% | $81.7M | ✅ Beat | +3.17% | +8.46% | +3.97% |
| 2026-04-23 | Q1 2026 | 1.86 | 2.18 | +17.20% | $90.5M | ✅ Beat | +6.01% | +3.45% | +9.78% |
| 2026-01-30 | Q4 2025 | 1.31 | 1.17 | -10.69% | $78.8M | ❌ Miss | +1.68% | +4.21% | -2.24% |
| 2025-10-17 | Q3 2025 | 1.36 | 1.52 | +11.76% | $77.0M | ✅ Beat | +3.76% | +0.97% | -2.16% |
| 2025-04-24 | Q1 2025 | 1.86 | 2.42 | +30.11% | $102.7M | ✅ Beat | +1.21% | +1.54% | +5.39% |
| 2025-01-24 | Q4 2024 | 1.20 | 0.98 | -18.33% | $75.4M | ❌ Miss | -2.42% | -4.63% | -5.05% |
| 2024-10-18 | Q3 2024 | 1.21 | 1.37 | +13.22% | $71.3M | ✅ Beat | +1.99% | +0.64% | +12.49% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $11.8M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Deposit Account | 34.4% | $4.1M | +16.1% | $10.5M | $3.5M | $3.5M | $3.6M |
| Credit and Debit Card | 30.7% | $3.6M | +13.2% | $9.7M | $3.1M | $3.2M | $3.0M |
| Transfer Agent | 27.2% | $3.2M | +25.0% | $14.8M | $13.9M | $2.6M | $1.1M |
| Financial Service, Other | 7.7% | $911K | -27.5% | $2.4M | $2.3M | $1.3M | $840K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.