PBFS Earnings Date: Jan 29, 2027 (Estimated) — Pioneer Bancorp, Inc.
NASDAQ
Updated
When is PBFS's next earnings date?
Pioneer Bancorp, Inc. (PBFS) is expected to report Q2 2027 earnings on Friday, January 29, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company.
How did PBFS do in its last earnings report?
In its most recent report on Aug 10, 2026, Pioneer Bancorp, Inc. posted EPS of $0.14. Revenue was $37.3M. The stock's 1-day post-earnings move was -1.4%.
How much does PBFS stock move after earnings?
Over the last 7 reports the stock moved an average of 1.2% (up or down) in the day after earnings.
About Pioneer Bancorp, Inc.
Pioneer Bancorp, Inc., founded in 1889 and based in Albany, New York, serves as the holding company for Pioneer Savings Bank. It offers a wide spectrum of financial products and services throughout New York. The company's banking services include various deposit options such as checking, savings, and money market accounts, as well as certificates of deposit. Its lending portfolio spans commercial real estate, commercial and industrial financing, commercial construction, residential mortgages for one-to-four family homes, home equity loans, home equity lines of credit, and consumer loans. Beyond traditional banking, Pioneer Bancorp allocates capital to U.S. governmental securities, fixed-rate collateralized mortgage obligations, mortgage-backed securities, investment-grade bonds with fixed rates, and equity securities. The organization also extends its offerings to include insurance products, providing coverage for homeowners, automobiles, and comprehensive business needs. Additionally, it delivers employee benefit solutions, encompassing group health, dental, disability, and life insurance, alongside administrative services for defined contribution and benefit plans, and human resource management. Wealth management services are also available, comprising investment guidance, retirement income and estate planning, business succession strategies, and employer retirement program development. With a network of 22 retail banking branches, the company serves clients across Albany, Greene, Rensselaer, Saratoga, Schenectady, and Warren Counties in New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp, MHC.
🤖 AI Earnings Analysis
PBFS’s Q2 earnings fell year over year as expenses offset income growth; despite a 16.02% profit margin, the 26.0× P/E leaves limited room for execution missteps.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-08-10 | — | 0.14 | — | $37.3M | — | -1.39% | +0.58% | +5.54% | |
| 2026-07-30 | Q4 2026 | — | 0.14 | — | $28.3M | — | -2.33% | -2.04% | +0.00% |
| 2026-05-11 | Q3 2026 | — | 0.22 | — | $24.6M | — | +1.24% | +1.31% | +14.05% |
| 2026-01-30 | Q2 2026 | — | 0.15 | — | $25.1M | — | +0.57% | +5.23% | +2.05% |
| 2025-11-07 | Q1 2026 | — | 0.18 | — | $24.0M | — | -0.45% | +0.22% | +2.40% |
| 2025-08-08 | Q4 2025 | — | 0.26 | — | $24.4M | — | +0.64% | +1.13% | +7.01% |
| 2025-01-30 | Q2 2025 | — | 0.13 | — | $22.3M | — | -1.78% | -2.97% | +0.93% |
| 2024-11-12 | Q1 2025 | — | 0.25 | — | $22.0M | — | — | — | — |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY26 · $3.8M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|---|---|---|---|
| Wealth management services | 53.8% | $2.1M | +13.2% | $3.0M | $1.7M | $1.8M | $1.9M |
| Credit and Debit Card | 17.3% | $663K | — | — | — | — | $718K |
| Deposit Account | 16.2% | $622K | — | — | — | — | $611K |
| Insurance services | 10.5% | $403K | -19.2% | $1.2M | $472K | $499K | $569K |
| Service, Other | 2.2% | $86K | — | — | — | — | $132K |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.