OZK Earnings Date: Jan 19, 2027 (Estimated) — Bank OZK
NASDAQ
Updated
When is OZK's next earnings date?
Bank OZK (OZK) is expected to report Q4 2026 earnings on Tuesday, January 19, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.44 on revenue of $436.6M.
How did OZK do in its last earnings report?
In its most recent report on Oct 20, 2026 (Q3 2026), Bank OZK posted EPS of $1.50 versus the $1.43 estimate, a beat of 4.9%. Revenue was $436.4M against a $433.3M estimate. The stock's 1-day post-earnings move was +4.2%.
How much does OZK stock move after earnings?
OZK beat EPS estimates in 5 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 3.6% (up or down) in the day after earnings.
About Bank OZK
Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Furthermore, the institution delivers trust and wealth management services. This encompasses personal wealth planning, custodial arrangements, investment management, and retirement account administration. For corporate clients, it provides essential corporate trust services, acting as a trustee, paying agent, and registered transfer agent, among other related functions. Its suite of treasury management offerings is designed to streamline business operations, featuring services like automated clearing house (ACH) transactions, wire transfers, detailed transaction reporting, wholesale lockbox processing, remote deposit capture, automated credit line transfers, account reconciliation, positive pay fraud prevention, and merchant and commercial card services. It also manages specialized accounts such as zero balance and investment sweep accounts. Customers also benefit from convenient access through ATMs, telephone, online, and mobile banking platforms. The bank issues both debit and credit cards, offers safe deposit boxes, and processes merchant debit and credit card transactions, along with other supplementary products and services. With a history dating back to its founding in 1903, Bank OZK is headquartered in Little Rock, Arkansas. It expanded its footprint to approximately 240 branches across states including Arkansas, Georgia, Florida, North Carolina, Texas, Carolina, California, New York, and Mississippi as of the end of 2021. The institution adopted its current name, Bank OZK, in July 2018, having previously been known as Bank of the Ozarks.
🤖 AI Earnings Analysis
Bank OZK’s dividend growth is attractive, but its concentrated construction-lending exposure remains the key risk. Q3 EPS beat estimates by $0.07 at $1.50, yet fell 13.6% year over year—a mixed result, not evidence of accelerating growth.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-20 | Q3 2026 | 1.43 | 1.50 | +4.90% | $436.4M | ✅ Beat | +4.18% | +9.99% | — |
| 2026-07-21 | Q2 2026 | 1.47 | 1.49 | +1.36% | $430.0M | ✅ Beat | +0.38% | +1.41% | -2.55% |
| 2026-04-21 | Q1 2026 | 1.44 | 1.44 | +0.00% | $418.1M | ➖ Inline | -2.06% | -0.46% | -0.48% |
| 2026-01-20 | Q4 2025 | 1.55 | 1.53 | -1.29% | $440.7M | ❌ Miss | +0.06% | -2.77% | +2.69% |
| 2025-10-16 | Q3 2025 | 1.67 | 1.59 | -4.79% | $449.9M | ❌ Miss | -2.25% | -4.16% | -6.22% |
| 2025-04-16 | Q1 2025 | 1.41 | 1.47 | +4.26% | $409.2M | ✅ Beat | +5.83% | +8.36% | +19.31% |
| 2025-01-16 | Q4 2024 | 1.44 | 1.56 | +8.33% | $412.3M | ✅ Beat | +9.70% | +12.32% | +13.46% |
| 2024-10-17 | Q3 2024 | 1.54 | 1.55 | +0.65% | $423.0M | ✅ Beat | -4.46% | -5.06% | +3.71% |
Showing last 8 quarters.