XNAS · Technology · Software - Application
Ncino Inc is a provider of cloud-based software for financial institutions. It is focused on developing the nCino Platform to transform commercial and small business lending for community and regional banks in the U.S. With the company's platform financial institutions can Operate More Intelligently, Improve Efficiency, Elevate Employee and Client Experiences, and Manage Risk and Compliance Continuously Rather Than Reactively. It has built and acquired technology, including SimpleNexus, DocFox, FullCircl, ILT, Visible Equity, FinSuite, and Sandbox Banking, to augment the nCino Platform's capabilities for mortgage lending, onboarding, account opening, indirect auto lending, and analytics and AI. The company operates as one operating segment.
nCino delivered a slight revenue beat at **$161M** but the **$0.05** EPS miss versus **$0.23** expectations underscores weak execution. In software for financial institutions, modest top-line growth and a **-$9M** operating loss make this a mixed, still-unproven quarter.
AI-generated summary — powered by BigEarnings.
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-08-25 | Q2 2027 | 0.23 | 0.05 | -78.26% | $161.0M | ❌ Miss | -5.81% | — | — |
| 2026-05-27 | Q1 2027 | 0.24 | 0.12 | -50.00% | $159.4M | ❌ Miss | +13.96% | +4.54% | +2.90% |
| 2026-03-31 |
| Q4 2026 |
| 0.15 |
| 0.37 |
| +146.67% |
| $149.7M |
| ✅ Beat |
| +19.23% |
| +20.29% |
| +16.69% |
| 2025-12-03 | Q3 2026 | 0.14 | 0.31 | +121.43% | $152.2M | ✅ Beat | — | — | — |
| 2025-08-26 | Q2 2026 | 0.08 | 0.22 | +175.00% | $148.4M | ✅ Beat | +10.84% | +8.33% | -1.88% |
| 2025-04-01 | Q4 2025 | 0.19 | 0.12 | -36.84% | $141.4M | ❌ Miss | -19.67% | -21.59% | -18.67% |
| 2024-12-04 | Q3 2025 | 0.16 | 0.21 | +31.25% | $138.8M | ✅ Beat | -12.28% | -14.33% | -19.84% |
| 2024-08-27 | Q2 2025 | 0.13 | 0.14 | +7.69% | $132.4M | ✅ Beat | -13.87% | -12.97% | -10.57% |
Showing last 8 quarters.