NAVI Earnings Date: Nov 4, 2026 (Estimated) — Navient Corporation
NASDAQ · Financials · Credit Services
Updated
When is NAVI's next earnings date?
Navient Corporation (NAVI) is expected to report Q3 2026 earnings on Wednesday, November 4, 2026 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.09 on revenue of $144.9M.
How did NAVI do in its last earnings report?
In its most recent report on Aug 6, 2026 (Q2 2026), Navient Corporation posted EPS of $0.29 versus the $0.20 estimate, a beat of 52.6%. Revenue was $120.0M against a $141.9M estimate. The stock's 1-day post-earnings move was -4.3%.
How much does NAVI stock move after earnings?
NAVI beat EPS estimates in 4 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 6.3% (up or down) in the day after earnings.
About Navient Corporation
Navient Corporation specializes in managing education loans and delivering comprehensive business processing services. Its clientele spans the education, healthcare, and government sectors, serving federal, state, and local entities across the United States. The company's operations are divided into three primary segments: Federal Education Loans, Consumer Lending, and Business Processing. Within its Federal Education Loans segment, Navient holds Federal Family Education Loan Program (FFELP) loans, which are backed by state or non-profit agency guarantees. This division also handles the servicing and recovery of its own loan assets, alongside offering asset recovery solutions for FFELP loans held by other organizations. Its Consumer Lending activities involve the ownership, origination, acquisition, and ongoing servicing of private education loans, including both in-school financing and refinancing options. The Business Processing segment extends to various healthcare services, encompassing outsourced revenue cycle management, accounts receivable administration, supplementary business office support, consulting, and public health program management. Furthermore, it provides tailored business processing solutions to state governments, their agencies, judicial systems, local municipalities, and authorities overseeing parking and toll collection. These customizable offerings serve a diverse range of clients, such as hospitals, healthcare networks, medical centers, large physician practices, other healthcare providers, and public health departments. Navient also manages corporate liquidity portfolios. Established in 1973, Navient Corporation maintains its headquarters in Wilmington, Delaware.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-08-06 | Q2 2026 | 0.20 | 0.29 | +52.63% | $120.0M | ✅ Beat | -4.32% | -2.64% | +3.22% |
| 2026-04-29 | Q1 2026 | 0.16 | 0.20 | +25.00% | $126.0M | ✅ Beat | +3.70% | -5.02% | -9.38% |
| 2026-01-28 | Q4 2025 | 0.31 | 0.02 | -93.55% | $129.0M | ❌ Miss | -18.55% | -16.89% | -25.36% |
| 2025-10-29 | Q3 2025 | 0.18 | -0.84 | -566.67% | $146.0M | ❌ Miss | -9.78% | -7.29% | -3.56% |
| 2025-07-30 | Q2 2025 | 0.28 | 0.20 | -28.57% | $131.0M | ❌ Miss | -8.03% | -9.36% | -1.42% |
| 2025-04-30 | Q1 2025 | 0.20 | 0.25 | +25.00% | $144.0M | ✅ Beat | -2.51% | -1.12% | +7.00% |
| 2025-01-29 | Q4 2024 | 0.22 | -0.24 | -209.09% | $134.0M | ❌ Miss | -3.24% | -6.48% | -5.12% |
| 2024-10-30 | Q3 2024 | 0.25 | 1.45 | +480.00% | $140.0M | ✅ Beat | +0.30% | -6.08% | +1.19% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $27.0M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Other Operating | 63.0% | $17.0M | -15.0% | — | $15.0M | $20.0M | $10.0M |
| Federal Education Loans | 29.6% | $8.0M | -27.3% | — | $10.0M | $11.0M | $10.0M |
| Consumer Lending | 7.4% | $2.0M | -33.3% | — | $3.0M | $3.0M | $3.0M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.