JCAP Earnings Date: Nov 12, 2026 (Estimated) — Jefferson Capital, Inc. Common Stock
NASDAQ · Financials · Credit Services
Updated
When is JCAP's next earnings date?
Jefferson Capital, Inc. Common Stock (JCAP) is expected to report Q3 2026 earnings on Thursday, November 12, 2026 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.70 on revenue of $174.8M.
How did JCAP do in its last earnings report?
In its most recent report on Aug 13, 2026 (Q2 2026), Jefferson Capital, Inc. Common Stock posted EPS of $0.77 versus the $0.68 estimate, a beat of 11.6%. Revenue was $177.5M against a $169.7M estimate. The stock's 1-day post-earnings move was +11.0%.
How much does JCAP stock move after earnings?
JCAP beat EPS estimates in 7 of its last 7 reported quarters. Over the last 4 reports the stock moved an average of 6.2% (up or down) in the day after earnings.
About Jefferson Capital, Inc. Common Stock
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-08-13 | Q2 2026 | 0.68 | 0.77 | +11.59% | $177.5M | ✅ Beat | +11.04% | +3.27% | +0.61% |
| 2026-05-14 | Q1 2026 | 0.71 | 0.73 | +2.82% | $176.4M | ✅ Beat | -4.39% | -6.97% | -11.46% |
| 2026-03-12 | Q4 2025 | 0.68 | 0.69 | +1.47% | $154.8M | ✅ Beat | -2.65% | -0.56% | -0.76% |
| 2025-11-13 | Q3 2025 | 0.63 | 0.74 | +17.46% | $150.8M | ✅ Beat | +6.57% | -0.15% | +6.06% |
| 2020-08-07 | -0.08 | -0.01 | — | $11.7M | ✅ Beat | — | — | — | |
| 2020-05-08 | — | -2.30 | — | $11.7M | — | — | — | — | |
| 2020-02-27 | -0.74 | 0.29 | — | $12.1M | ✅ Beat | — | — | — | |
| 2019-11-01 | 0.12 | 0.50 | — | $12.2M | ✅ Beat | — | — | — |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $145.2M total
| Segment | Share | Revenue | YoY | Q2 FY20 | Q3 FY20 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| United States | 88.5% | $128.5M | +16.1% | — | — | $110.7M | $111.3M |
| United Kingdom | 11.5% | $16.6M | +21.2% | — | — | $13.7M | $13.4M |
By region
Q2 FY26 · $32.4M total
| Segment | Share | Revenue | YoY | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|
| Canada | 63.5% | $20.5M | +6.9% | $16.9M | $35.7M | $17.6M | $20.5M |
| Latin America | 36.5% | $11.8M | +30.8% | $9.3M | $22.1M | $12.0M | $11.8M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.