ING Earnings Date: Feb 4, 2027 (Estimated) — ING Groep N.V.
NYSE · Financials · Banks - Diversified
Updated
When is ING's next earnings date?
ING Groep N.V. (ING) is expected to report Q4 2026 earnings on Thursday, February 4, 2027 at 1:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.66 on revenue of $7.29B.
How did ING do in its last earnings report?
In its most recent report on Oct 29, 2026 (Q3 2026), ING Groep N.V. posted EPS of $0.75 versus the $0.79 estimate, a miss of 5.1%. Revenue was $7.17B against a $7.06B estimate. The stock's 1-day post-earnings move was -2.0%.
How much does ING stock move after earnings?
ING beat EPS estimates in 5 of its last 6 reported quarters. Over the last 8 reports the stock moved an average of 3.5% (up or down) in the day after earnings.
About ING Groep N.V.
ING Groep N.V. functions as a prominent global financial services institution, offering a comprehensive suite of banking products and solutions across a vast international footprint. Its operations extend throughout the Netherlands, Belgium, Germany, Poland, other European countries, North America, Latin America, Asia, and Australia. The company organizes its business into six distinct segments: Retail Banking focused on the Netherlands, Belgium, Germany, and other regions, in addition to its Wholesale Banking and Corporate Line Banking divisions. ING facilitates various client deposits, including checking and savings accounts, and extends credit options to both businesses and individual consumers. These lending products encompass residential mortgage loans, term loans, revolving credit facilities, and personal loans. Furthermore, its extensive offerings include debt and equity capital market services, working capital solutions, export finance, and daily banking conveniences. The firm also provides expertise in treasury and risk management, corporate finance advisory, specialized lending, and general financing. Customers can also utilize payment and cash management systems, international trade services, and a full array of digital banking experiences, alongside its savings, investment, insurance, and mortgage product lines. ING serves a diverse clientele, including individual customers, a broad spectrum of corporate entities—from small and medium-sized enterprises to mid-market corporations—and other financial institutions. The organization, founded in 1762, is headquartered in Amsterdam, the Netherlands.
🤖 AI Earnings Analysis
ING’s $1.84B buyback alongside wholesale-banking restructuring and job cuts signals shareholder returns but also a tougher cost reset. Q3 revenue rose 4% to $7.2B, beating estimates, while EPS of $0.75 missed $0.79; results are mixed.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-29 | Q3 2026 | 0.79 | 0.75 | -5.06% | $7.17B | ❌ Miss | -1.98% | — | — |
| 2026-07-30 | Q2 2026 | 0.74 | 0.79 | +6.76% | $7.30B | ✅ Beat | +7.50% | +10.51% | +9.18% |
| 2026-04-30 | Q1 2026 | 0.60 | 0.63 | +5.33% | $6.82B | ✅ Beat | +4.61% | +8.34% | +11.88% |
| 2026-01-29 | Q4 2025 | 0.50 | 0.56 | +11.80% | $6.75B | ✅ Beat | +0.59% | +3.25% | -3.08% |
| 2025-10-30 | Q3 2025 | 0.64 | 0.70 | +9.69% | $6.90B | ✅ Beat | +5.35% | +5.22% | +7.30% |
| 2025-07-31 | Q2 2025 | 0.59 | 0.63 | +6.78% | $6.46B | ✅ Beat | -0.18% | +0.81% | +3.62% |
| 2025-05-02 | Q1 2025 | — | 0.49 | — | $5.93B | — | +7.03% | +4.78% | +10.98% |
| 2025-02-06 | Q4 2024 | — | 0.40 | — | $5.77B | — | -0.99% | +1.25% | +24.65% |
Showing last 8 quarters.
Revenue by segment & region
By region
FY2022 · $29.47B total · annual
| Segment | Share | Revenue | YoY | FY2019 | FY2020 | FY2021 | FY2022 |
|---|---|---|---|---|---|---|---|
| Country of domicile | 30.0% | $8.83B | — | — | — | — | $8.83B |
| GERMANY | 29.1% | $8.57B | +189.5% | $2.14B | $2.38B | $2.96B | $8.57B |
| BELGIUM | 14.8% | $4.37B | +58.5% | $2.28B | $2.64B | $2.75B | $4.37B |
| POLAND | 5.6% | $1.65B | +9.5% | $1.34B | $1.40B | $1.51B | $1.65B |
| AUSTRALIA | 3.2% | $948.0M | +21.2% | $701.0M | $740.0M | $782.0M | $948.0M |
| SPAIN | 3.1% | $899.0M | +21.0% | $706.0M | $679.0M | $743.0M | $899.0M |
| UNITED STATES | 3.0% | $892.0M | -4.7% | $813.0M | $720.0M | $936.0M | $892.0M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.