ENVA Earnings Date: Jan 26, 2027 (Estimated) — Enova International, Inc.
NYSE · Financials · Credit Services
Updated
When is ENVA's next earnings date?
Enova International, Inc. (ENVA) is expected to report Q4 2026 earnings on Tuesday, January 26, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $4.65 on revenue of $1.05B.
How did ENVA do in its last earnings report?
In its most recent report on Oct 22, 2026 (Q3 2026), Enova International, Inc. posted EPS of $4.48 versus the $4.42 estimate, a beat of 1.4%. Revenue was $1.01B against a $1.00B estimate. The stock's 1-day post-earnings move was -6.6%.
How much does ENVA stock move after earnings?
ENVA beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 4.4% (up or down) in the day after earnings.
About Enova International, Inc.
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.
🤖 AI Earnings Analysis
Enova delivered a solid, revenue-backed quarter: sales grew 24.5% to $1.0B and EPS rose 33% to $4.48, beating estimates by $0.06. Its 2026 revenue outlook implies 20–25% growth, supporting an attractive trajectory in consumer credit.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-22 | Q3 2026 | 4.42 | 4.48 | +1.36% | $1.01B | ✅ Beat | -6.62% | +2.41% | — |
| 2026-07-23 | Q2 2026 | 3.92 | 4.31 | +9.95% | $929.0M | ✅ Beat | +8.94% | +16.32% | +11.54% |
| 2026-04-23 | Q1 2026 | 3.63 | 3.87 | +6.61% | $875.1M | ✅ Beat | -1.64% | -0.01% | -7.03% |
| 2026-01-27 | Q4 2025 | 3.08 | 3.46 | +12.34% | $839.4M | ✅ Beat | +0.99% | +0.87% | -5.92% |
| 2025-10-23 | Q3 2025 | 2.94 | 3.36 | +14.29% | $803.0M | ✅ Beat | +9.36% | +4.55% | +8.90% |
| 2025-02-04 | Q4 2024 | 2.27 | 2.61 | +14.98% | $729.6M | ✅ Beat | +1.59% | +1.42% | -17.41% |
| 2024-10-22 | Q3 2024 | 2.31 | 2.45 | +6.06% | $689.9M | ✅ Beat | -1.89% | -3.07% | +11.13% |
| 2024-07-23 | Q2 2024 | 2.07 | 2.21 | +6.76% | $628.4M | ✅ Beat | +4.08% | +14.95% | +10.22% |
Showing last 8 quarters.
Revenue by segment & region
By region
Q3 FY26 · $1.01B total
| Segment | Share | Revenue | YoY | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|---|---|---|---|
| UNITED STATES | 97.6% | $984.5M | +25.9% | $727.8M | $744.9M | $782.0M | $817.9M |
| Non-US | 2.4% | $24.7M | — | — | — | — | — |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.