
CIA Earnings Date: Nov 5, 2026 (Estimated) — Citizens, Inc.
NYSE
Updated
When is CIA's next earnings date?
Citizens, Inc. (CIA) is expected to report Q3 2026 earnings on Thursday, November 5, 2026 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $0.03 on revenue of $64.7M.
How did CIA do in its last earnings report?
In its most recent report on Aug 6, 2026 (Q2 2026), Citizens, Inc. posted EPS of -$0.01 versus the $0.07 estimate, a miss of 114.3%. Revenue was $60.4M against a $63.9M estimate. The stock's 1-day post-earnings move was -16.8%.
How much does CIA stock move after earnings?
CIA beat EPS estimates in 2 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 5.2% (up or down) in the day after earnings.
About Citizens, Inc.
Citizens, Inc. operates as an insurance provider, delivering a variety of life insurance solutions to both domestic U.S. and international clientele through its subsidiary companies. Its business operations are structured into two main divisions. The first, its Life Insurance segment, concentrates on issuing standard whole life and endowment policies. These policies are denominated in U.S. dollars and are primarily aimed at individuals residing outside the United States, distributed via independent marketing agencies and specialized consultants. The second division, known as Home Service Insurance, caters to households with moderate to lower incomes. This segment offers final expense life insurance, property coverage, and also provides whole life products specifically within Louisiana, Mississippi, and Arkansas. Distribution for this segment is handled through funeral homes and independent agents. Furthermore, Citizens, Inc. also provides health insurance coverage. The company was established in 1969 and is headquartered in Austin, Texas.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-08-06 | Q2 2026 | 0.07 | -0.01 | -114.29% | $60.4M | ❌ Miss | -16.85% | -14.66% | -13.57% |
| 2026-07-29 | Q1 2026 | 0.05 | -0.06 | -220.00% | $356.9M | ❌ Miss | -0.82% | -5.10% | -20.00% |
| 2026-05-27 | Q4 2025 | 0.06 | 0.04 | -33.33% | $414.5M | ❌ Miss | +0.77% | -4.06% | +23.40% |
| 2025-11-06 | Q3 2025 | 0.06 | 0.04 | -33.33% | $62.8M | ❌ Miss | +5.74% | -1.04% | -17.91% |
| 2025-08-07 | Q2 2025 | 0.06 | 0.13 | +116.67% | $65.1M | ✅ Beat | +6.76% | +18.41% | +25.87% |
| 2025-03-13 | Q4 2024 | 0.09 | 0.07 | -22.22% | $63.5M | ❌ Miss | +4.01% | +17.15% | -10.91% |
| 2024-11-07 | Q3 2024 | 0.08 | 0.05 | -37.50% | $61.7M | ❌ Miss | -5.38% | -9.96% | -16.73% |
| 2024-08-06 | Q2 2024 | 0.06 | 0.08 | +33.33% | $62.1M | ✅ Beat | +1.62% | +10.53% | +24.29% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q3 FY25 · $62.5M total
| Segment | Share | Revenue | YoY | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 |
|---|---|---|---|---|---|---|---|
| Life Insurance Business | 76.2% | $47.6M | +0.5% | $43.1M | $47.4M | $47.3M | — |
| Home Service Insurance | 23.8% | $14.9M | +5.4% | $14.3M | $14.5M | $14.1M | $28.5M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.