CACC Earnings Date: Feb 4, 2027 (Estimated) — Credit Acceptance Corporation
NASDAQ · Financials · Credit Services
Updated
When is CACC's next earnings date?
Credit Acceptance Corporation (CACC) is expected to report Q4 2026 earnings on Thursday, February 4, 2027 at 4:00 PM ET (after market close); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $12.56 on revenue of $610.0M.
How did CACC do in its last earnings report?
In its most recent report on Oct 29, 2026 (Q3 2026), Credit Acceptance Corporation posted EPS of $13.01 versus the $12.86 estimate, a beat of 1.2%. Revenue was $420.3M against a $596.4M estimate.
How much does CACC stock move after earnings?
CACC beat EPS estimates in 5 of its last 8 reported quarters. Over the last 7 reports the stock moved an average of 4.1% (up or down) in the day after earnings.
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
🤖 AI Earnings Analysis
Credit Acceptance’s subprime auto-lending results are mixed: EPS of $13.01 beat estimates by $0.15, but revenue of $420M fell far short of $596M consensus and declined 28% year over year.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-29 | Q3 2026 | 12.86 | 13.01 | +1.17% | $420.3M | ✅ Beat | — | — | — |
| 2026-08-04 | Q2 2026 | 12.20 | 12.12 | +1.93% | $587.4M | ❌ Miss | +0.79% | -2.66% | +3.39% |
| 2026-05-05 | Q1 2026 | 10.53 | 10.71 | +1.71% | $580.0M | ✅ Beat | +2.71% | +0.20% | +4.32% |
| 2026-01-29 | Q4 2025 | 10.03 | 11.35 | +13.16% | $579.9M | ✅ Beat | +10.42% | +9.71% | +6.85% |
| 2025-10-30 | Q3 2025 | 9.52 | 10.28 | +7.98% | $582.4M | ✅ Beat | -1.11% | -7.94% | +1.72% |
| 2025-07-31 | Q2 2025 | 9.83 | 8.56 | -12.92% | $583.8M | ❌ Miss | -8.72% | -5.50% | +4.99% |
| 2025-04-30 | Q1 2025 | 9.67 | 9.35 | -3.31% | $571.1M | ❌ Miss | -4.03% | -0.56% | -2.08% |
| 2025-01-30 | Q4 2024 | 7.93 | 10.17 | +28.25% | $565.9M | ✅ Beat | -1.22% | +1.06% | -7.15% |
Showing last 8 quarters.