
C Earnings Date: Jan 14, 2027 (Estimated) — Citigroup Inc.
NYSE · Financials · Banks - Diversified
Updated
When is C's next earnings date?
Citigroup Inc. (C) is expected to report Q4 2026 earnings on Thursday, January 14, 2027 at 8:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $2.35 on revenue of $22.84B.
How did C do in its last earnings report?
In its most recent report on Oct 13, 2026 (Q3 2026), Citigroup Inc. posted EPS of $2.85 versus the $2.66 estimate, a beat of 7.1%. Revenue was $23.84B against a $23.70B estimate. The stock's 1-day post-earnings move was -5.6%.
How much does C stock move after earnings?
C beat EPS estimates in 8 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 4.1% (up or down) in the day after earnings.
About Citigroup Inc.
Citigroup, Inc. is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Services, Markets, Banking, Wealth, U.S. Personal Banking (USPB), and All Other. The Services segment includes Treasury and Trade Solutions (TTS) which provides an integrated suite of tailored cash management, trade, and working capital solutions to multinational corporations, financial institutions and public sector organizations, and Securities Services, which offers cross-border support for clients, providing on-the-ground local market expertise, post-trade technologies, customized data solutions, and a wide range of securities services solutions that can be tailored to meet client needs. The Markets segment provides corporate, institutional, and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products, and commodities. The Banking segment offers Investment Banking and Corporate Lending services. The Wealth segment includes Private Bank, Wealth at Work, and Citigold and provides financial services to a range of client segments through banking, lending, mortgages, investment, custody, and trust product offerings. The USPB segment includes Branded Cards and Retail Services, which have proprietary card portfolios and co-branded card portfolios within Branded Cards, and co-brand and private label relationships within Retail Services. The All Other segment consists of activities not assigned to the reportable operating segments, including certain unallocated costs of global functions, other corporate expenses, and net treasury results. The company was founded in 1812 and is headquartered in New York, NY.
🤖 AI Earnings Analysis
Citigroup delivered a solid Q3 beat with **$2.85 EPS** versus $2.66 expected and revenue of **$23.8B** slightly ahead, showing resilient trading and banking income despite sector concerns over funding costs. Execution looks good, but the flat top-line growth keeps this a steady bank, not a reacceleration story.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-13 | Q3 2026 | 2.66 | 2.85 | +7.14% | $23.84B | ✅ Beat | -5.60% | -7.75% | — |
| 2026-07-14 | Q2 2026 | 2.67 | 3.15 | +17.98% | $24.77B | ✅ Beat | -5.29% | -8.52% | -3.02% |
| 2026-04-14 | Q1 2026 | 2.63 | 3.06 | +16.35% | $24.63B | ✅ Beat | +2.62% | +5.36% | +0.60% |
| 2026-01-14 | Q4 2025 | 1.63 | 1.81 | +11.04% | $19.87B | ✅ Beat | -3.34% | -2.09% | -3.93% |
| 2025-10-14 | Q3 2025 | 1.78 | 2.24 | +25.84% | $22.09B | ✅ Beat | +3.89% | +3.33% | +5.47% |
| 2025-07-15 | Q2 2025 | 1.62 | 1.96 | +20.99% | $21.67B | ✅ Beat | +3.68% | +5.89% | +10.14% |
| 2025-04-15 | Q1 2025 | 1.85 | 1.96 | +5.95% | $21.60B | ✅ Beat | +1.75% | +2.10% | +20.04% |
| 2025-01-15 | Q4 2024 | 1.22 | 1.34 | +9.84% | $19.58B | ✅ Beat | +6.49% | +11.14% | +12.48% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q4 FY25 · $20.12B total
| Segment | Share | Revenue | YoY | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 |
|---|---|---|---|---|---|---|---|
| Services | 29.5% | $5.94B | -39.7% | $4.68B | $5.03B | $9.86B | $4.89B |
| U.S. Personal Banking | 26.3% | $5.29B | -47.9% | $4.92B | $5.04B | $10.15B | $5.23B |
| Markets | 22.6% | $4.54B | -52.9% | $5.09B | $4.82B | $9.64B | $5.99B |
| Banking | 11.0% | $2.21B | -23.5% | $1.63B | $1.60B | $2.89B | $1.95B |
| Personal Banking and Wealth Management | 10.6% | $2.13B | -44.1% | $1.81B | $2.00B | $3.81B | $2.10B |
By region
Q1 FY18 · $18.30B total
| Segment | Share | Revenue | YoY | Q3 FY16 | Q4 FY16 | Q1 FY17 | Q2 FY17 |
|---|---|---|---|---|---|---|---|
| North America | 45.9% | $8.40B | +1.2% | $8.50B | $8.10B | $8.30B | $8.50B |
| Asia | 22.4% | $4.10B | +17.1% | $3.50B | $3.40B | $3.50B | $3.60B |
| EMEA | 17.5% | $3.20B | +14.3% | $2.60B | $2.60B | $2.80B | $2.80B |
| Latin America | 14.2% | $2.60B | +13.0% | $2.30B | $2.20B | $2.30B | $2.30B |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.