ALLY Earnings Date: Jan 20, 2027 (Estimated) — Ally Financial Inc.
NYSE · Financials · Credit Services
Updated
When is ALLY's next earnings date?
Ally Financial Inc. (ALLY) is expected to report Q4 2026 earnings on Wednesday, January 20, 2027 at 7:00 AM ET (before market open); the date is an estimate and has not been confirmed by the company. The consensus estimate is EPS of $1.49 on revenue of $2.34B.
How did ALLY do in its last earnings report?
In its most recent report on Oct 20, 2026 (Q3 2026), Ally Financial Inc. posted EPS of $1.34 versus the $1.41 estimate, a miss of 5.0%. Revenue was $2.33B against a $2.31B estimate. The stock's 1-day post-earnings move was +1.0%.
How much does ALLY stock move after earnings?
ALLY beat EPS estimates in 6 of its last 8 reported quarters. Over the last 8 reports the stock moved an average of 2.9% (up or down) in the day after earnings.
About Ally Financial Inc.
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and underwriting for commercial coverages, primarily safeguarding dealers' vehicle inventory. 3. Mortgage Finance Operations: This division oversees a portfolio of consumer mortgage loans. Its activities encompass the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, alongside direct-to-consumer mortgage offerings. 4. Corporate Finance Operations: This segment delivers senior secured leveraged cash flow loans and asset-based lending solutions to middle-market companies. It also provides other leveraged loans and commercial real estate products, particularly catering to firms within the healthcare industry. Beyond its core segments, Ally Financial Inc. also furnishes a variety of commercial banking products and services, alongside securities brokerage and investment advisory services. The company, founded in 1919 and based in Detroit, Michigan, was previously known as GMAC Inc. before officially changing its name to Ally Financial Inc. in May 2010.
🤖 AI Earnings Analysis
Ally’s $0.35 dividend declaration offers little offset to mixed credit-services results: revenue rose to $2.3B from $2.2B, but EPS of $1.34 missed estimates by $0.07 amid credit-pressure concerns.
AI-generated summary — powered by BigEarnings.
Earnings History
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-10-20 | Q3 2026 | 1.41 | 1.34 | -4.96% | $2.33B | ❌ Miss | +1.01% | +3.25% | — |
| 2026-07-21 | Q2 2026 | 1.25 | 1.21 | -3.20% | $2.28B | ❌ Miss | -2.41% | -4.05% | -3.49% |
| 2026-04-17 | Q1 2026 | 0.94 | 1.11 | +18.09% | $2.18B | ✅ Beat | +8.09% | +7.30% | +0.75% |
| 2026-01-21 | Q4 2025 | 1.02 | 1.09 | +6.86% | $2.17B | ✅ Beat | +0.02% | +1.11% | -0.53% |
| 2025-10-17 | Q3 2025 | 1.00 | 1.15 | +15.00% | $2.16B | ✅ Beat | +3.56% | +6.69% | +2.97% |
| 2025-04-17 | Q1 2025 | 0.42 | 0.58 | +38.10% | $2.06B | ✅ Beat | -1.69% | +3.16% | +13.01% |
| 2025-01-22 | Q4 2024 | 0.57 | 0.78 | +36.84% | $2.09B | ✅ Beat | +3.84% | +2.29% | +2.71% |
| 2024-10-18 | Q3 2024 | 0.53 | 0.95 | +79.25% | $2.06B | ✅ Beat | -2.32% | -3.77% | +1.93% |
Showing last 8 quarters.
Revenue by segment & region
By segment
Q2 FY26 · $310.0M total
| Segment | Share | Revenue | YoY | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 |
|---|---|---|---|---|---|---|---|
| Noninsurance Contracts | 79.0% | $245.0M | — | — | — | — | $242.0M |
| Remarketing Activities | 9.7% | $30.0M | — | — | — | — | $28.0M |
| Brokerage Commissions and Other | 5.8% | $18.0M | — | — | — | — | $21.0M |
| Product and Service, Other | 2.9% | $9.0M | — | — | — | — | $7.0M |
| Banking Fees And Interchange Income | 1.9% | $6.0M | — | — | — | — | $9.0M |
| Brokered/Agent Commissions | 0.6% | $2.0M | — | — | — | — | $1.0M |
By region
Q4 FY16 · $46.0M total
| Segment | Share | Revenue | YoY | Q2 FY15 | Q3 FY15 | Q4 FY15 | Q1 FY16 |
|---|---|---|---|---|---|---|---|
| Canada Member | 50.0% | $23.0M | +4.5% | $28.0M | $24.0M | $22.0M | $21.0M |
| Foreign Member | 50.0% | $23.0M | +4.5% | $28.0M | $24.0M | $22.0M | $21.0M |
Source: company filings via FMP. YoY compares the same fiscal period a year earlier.