XNAS · Technology · Software - Infrastructure
Founded in 2012, Affirm is a market leader in the buy-now, pay-later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also comprise the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but the firm has also expanded to Canada and the United Kingdom.
| Date | Period | EPS Est. | EPS Act. | Surprise | Revenue | Result | 1D Δ | 1W Δ | 1M Δ |
|---|---|---|---|---|---|---|---|---|---|
| 2026-05-07 | Q3 2026 | 0.62 | 0.30 | -51.61% | $1.04B | ❌ Miss | -0.55% | +0.31% | — |
| 2026-02-05 | Q2 2026 | 0.61 | 0.37 | -39.34% | $1.12B | ❌ Miss | -6.34% | -16.26% | -12.99% |
| 2025-11-06 |
| Q1 2026 |
| 0.41 |
| 0.23 |
| -43.90% |
| $933.3M |
| ❌ Miss |
| — |
| — |
| — |
| 2025-08-28 | Q4 2025 | 0.30 | 0.20 | -33.33% | $876.4M | ❌ Miss | — | — | — |
| 2025-02-06 | Q2 2025 | -0.23 | 0.23 | +200.00% | $866.4M | ✅ Beat | +21.81% | +28.39% | -24.86% |
| 2024-11-07 | Q1 2025 | -0.35 | -0.31 | +11.43% | $698.5M | ✅ Beat | -4.73% | +9.06% | +41.05% |
| 2024-08-28 | Q4 2024 | -0.51 | -0.14 | +72.55% | $659.2M | ✅ Beat | +31.92% | +27.39% | +30.34% |
| 2024-05-08 | Q3 2024 | -0.69 | -0.43 | +37.68% | $576.2M | ✅ Beat | +10.23% | +2.28% | -4.84% |
Showing last 8 quarters.